Yesterday I filled in for customer service for a few hours and had the opportunity to speak with many of our clients. Many of them posed a similar question to me. “Should I find a car first or should I get approved for an auto loan first”. Since this is a common question I decided to share my thoughts on this subject today.

In my opinion, if you have bad credit you should get approved for an auto loan before you choose a car. I do not say this just to promote our service; my opinion is based on years of experience working with dealers and people with bad credit. Many of the dealerships I have visited have a stick sales process. The process is the same for all customers whether they have good credit or bad credit. For example: (Read More…)