When you buy and finance a car with bad credit chances are you will be offered additional products during the loan closing process. I would like to take the time now to discuss these and give my recommendation as to whether or not you should purchase and finance these additional products.

There are actually only two products that I feel strongly about and always recommend people with bad credit purchase when financing a car. They are Gap Insurance and a Service Contract (sometimes referred to as a warranty). The reason I feel so strongly about these products is because I seen many people who had good credit end up with bad credit because they did not purchase these products when they financing their last car.

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