Consumer Car Buying Advice Blog

Why in the world would anyone buy a new or used car during the Christmas holiday season? There are so many other things on everyone’s mind – not to mention our pocket books - at this time of the year.

The Car Buying Dilemma

We need to buy Christmas presents for the kids. We need to decide on gifts for girlfriends, boyfriends, spouses, family members and whoever else is on the list. We also need to plan and accept invitations to holiday parties and get-togethers for family, friends and neighbors. With all this going on, who has the time or the money to shop for a car?

The Easy Car Buying Solution

Car dealers as well as car manufacturers are well aware of the competition for your dollars that they face this time of the year. In addition, banks and other lending institutions also have target amounts that they need to hit for the month of December.

The most visible response is the number of special lease and purchase programs offered by the car manufacturers that can be seen on television as well as heard on the radio. Both these types programs are usually offered through the manufacturers’ captive finance companies – GMAC, Ford Motor Credit, Toyota Motor Credit, etc. These programs are designed to get the customer into a car at a monthly payment that is lower than normal and – more importantly – with less money out of pocket, ensuring that, even with a new car, the kids will still find their presents under the tree.

Less visible is the fact that many other lenders look for ways to approve car loans that they might not consider during busier times of the year. These are the lenders – banks, credit unions and finance companies – that don’t have the dollars to advertise nationally but still need to meet car lending quotas and the list includes both prime and sub prime lenders.

A Christmas Gift from Auto Credit Express

So if you are in need of or are considering buying a vehicle before the spring, why not take advantage of this situation. Not enough time to visit the dealer? Let Auto Credit Express help you out! Fill out our application online for either a new or used car. Whether you have good credit or bad credit, we can help you get the vehicle that meets your needs. Happy Holidays!

This entry was posted and is filed under New Cars. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.