How many times have you seen the following headlines in advertisements:
Car Loans with Instant Credit Approval
Guaranteed Credit Approval
Bad Credit, No Credit, No Problem
Car Credit Approval Instantly
Get Online Approval In Seconds
100% Bad Credit Approval Guaranteed

Car Loans with Instant Credit Approval

The fact is, you see these ads on the internet, in the classified sections of newspapers and in fliers through the mail all the time. The important thing to remember is that just because these ads appear on the internet, in your local newspapers or delivered to your mailbox does not make the companies, themselves, legitimate. How can you tell the difference between a company, such as Autocreditexpress.com, the company that I work for, and the hundreds of others out there requesting that you send them your private information?

Do Your Car Loan Homework

As a consumer, even with bad credit, if you have the time to read these ads, you also owe it to yourself to investigate the companies that are placing them. If it is an internet ad, go to one of the sites that will tell you who owns the domain name. These sites include companies such as GoDaddy.com, Register.com and NetworkSolutions.com. Companies that are actually in business to help you will have their names, contact people and phone numbers listed as a registration source. Many other companies have a “blind” company listed under their registration name. If a company is truly interested in helping consumers, why would they attempt to hide their name and location (Domains by Proxy, Inc. comes to mind)? You should also check with the Better Business Bureau in your local area as well as nationally to see if any complaints have been made against the company and, if so, were they resolved.

Does Guaranteed Credit Make Sense?

Finally, ask yourself if the offer seems too good to be true. You don’t have to have 20 years experience in the auto business to make that kind of decision. Are there legitimate businesses out there that will help you if you have experience credit problems? Absolutely, there are. Will these businesses guarantee you credit approval? No, there is no way that they can. As an example, if you have had a recent car repossession after a closed bankruptcy, there is no national lender that will offer you a loan.

Education and Trust

What a legitimate company will promise you is to help you to the best of their ability. If you go to our car loans with instant credit approval page, you will not see wild promises or instant guarantees. What you will see is a way to educate yourself regarding loan qualifications and budget requirements for a car loan. You will also see the Better Business Bureau logo on the site. Education and trust – the two cornerstones to building a relationship between you and us.