As anyone at Auto Credit Express will tell you, a few years ago, the answer to this question would’ve been an emphatic “no!” But times have changed…
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Here at Auto Credit Express, our customers rarely ask what kind of car they should get with a bad credit car loan. They know what they want and it’s usually not a small to mid sized car. But getting their dream car with a loan designed to reestablish their credit is not the best idea. Here’s why:
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Here at Auto Credit Express, we are in the business of helping our customers reestablish their credit by financing their vehicles through high risk lenders. As the borrower, one of the things you can do to make it less expensive is to adjust the term.
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Ever wonder about those advertisements for no credit check car loans? Before you click on the link, you may want to consider a smarter alternative.
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One of the many questions customers ask us here at Auto Credit Express is how much they need for a down payment. If you asked this question a few years ago, the answer would’ve been much different, but things have changed.
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Before you fill out a car loan application, you need to know how buying and leasing vehicles applies to customers with bad credit.
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Here at Auto Credit Express, we want to help you with your bad credit car loan. In order to reestablish your credit, you need to make your payment on time. But there is more to your car than just the payment.
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At Auto Credit Express, we get a lot of questions from customers asking if a repossession will affect their ability to buy another car. But first, you have to understand what a repossession is.

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Here at Auto Credit Express, we are in the business of helping customers obtain bad credit car loans and, in the process, rebuilding their credit. In previous articles, we have mentioned that it is important to get a copy of your credit report. But what should you do if something in that report is incorrect? (Read More…)

When you buy a new or used car, the dealer may also want to sell you certain “add-ons” such as rust proofing, window etching and gap insurance. The question is, which one of these items makes sense and which ones can you do without? (Read More…)

Here at Auto Credit Express, we feel that an informed consumer is our best customer. On our web site, you will find information that describes the loan process as well as such valuable tools as an auto loan calculator. All these tools will help you make an informed decision. What I would like to discuss today is something that doesn’t appear on our site because, quite frankly, this type of loan should be avoided at all costs. (Read More…)

One of the questions we get asked frequently is, “What are the basic requirements to get a car if you have bad credit?”
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One of the mistakes you can make when you purchase a new car – especially with a bad credit auto loan – is to underestimate the cost of insurance. (Read More…)

Here at Auto Credit Express, we specialize in bad credit car loans. One of the questions we are asked most often is from customers who have experienced a bankruptcy and are wondering if they can finance a car. In fact, a car loan is very possible after a bankruptcy and is a great way to re-establish your credit. There are, however, a couple of questions that need to be answered before (Read More…)

Here at Auto Credit Express, we freely give advice about those things that we are familiar with - the automotive industry in general and bad credit car loans in particular. One thing we will not do, however, is to give anyone legal advice. If you are looking for that, you need to consult a lawyer and if you are thinking of declaring bankruptcy, a lawyer that specializes in bankruptcy law. What I would like to do is to familiarize you with the different types of bankruptcies as well as some of the terms involved with bankruptcy proceedings. (Read More…)

Here at AutoCreditExpress.com, we have always felt that you, as a consumer, need to be kept informed so that you can make an educated buying decision. Whether you are getting a bad credit car loan or a conventional car loan, you need to be aware of the types of car loans in today’s market. (Read More…)

Here at Auto Credit Express, our mission is to put customers with bad credit into affordable reliable vehicles so that they can repair their credit and move back into conventional financing as soon as possible. We also stress the fact that knowing your credit score and what is on your credit report is very important (Read More…)

Here at Auto Credit Express, we have always told our customers that it is important to know your credit score. Starting in the spring of 2008, it may be even more important. Fair Isaac Corporation, the company that invented the FICO credit scoring system has introduced a new version called FICO 08. According to the company, the new system will be more forgiving with the occasional credit slip-up, while also changing the way it treats so-called “repeat offenders”. (Read More…)

Here at Auto Credit Express, we recommend that, if you are purchasing a vehicle with a bad credit car loan, you also seriously consider a service contract. Why would we do that? For most people with limited income and bad credit, purchasing a vehicle stretches a budget that is already tight. Why, then, should you spend the extra money, and increase your monthly payment, by buying a service contract? (Read More…)

The New Year is upon us. And if you’re like most people, you have already made a list of things you’d like to change, both personally and professionally. (Read More…)