Here at Auto Credit Express, we are in the business of helping customers obtain bad credit car loans and, in the process, rebuilding their credit. In previous articles, we have mentioned that it is important to get a copy of your credit report. But what should you do if something in that report is incorrect?

Review your credit report

Go through your credit report line by line and look for any information that may be outdated, in error or not even yours.

Contact the creditors

In the credit report, along with the name of the creditor, is the information that you need to contact the creditor directly – by phone or in writing. If the creditor indicates that the information was incorrect, make sure you get this in writing.

Keep accurate records

Make sure to keep all paperwork that involves these disputes. In the event that the creditor continues to report the wrong information, you can show this to the loan officer as proof or send to the credit bureau to have it removed.