Consumer Car Buying Advice Blog

Here at Auto Credit Express, we feel that an informed consumer is our best customer. On our web site, you will find information that describes the loan process as well as such valuable tools as an auto loan calculator. All these tools will help you make an informed decision. What I would like to discuss today is something that doesn’t appear on our site because, quite frankly, this type of loan should be avoided at all costs. (more…)

One of the questions we get asked frequently is, “What are the basic requirements to get a car if you have bad credit?”
(more…)

One of the mistakes you can make when you purchase a new car – especially with a bad credit auto loan – is to underestimate the cost of insurance. (more…)

Here at Auto Credit Express, we specialize in bad credit car loans. One of the questions we are asked most often is from customers who have experienced a bankruptcy and are wondering if they can finance a car. In fact, a car loan is very possible after a bankruptcy and is a great way to re-establish your credit. There are, however, a couple of questions that need to be answered before (more…)

Here at Auto Credit Express, we freely give advice about those things that we are familiar with - the automotive industry in general and bad credit car loans in particular. One thing we will not do, however, is to give anyone legal advice. If you are looking for that, you need to consult a lawyer and if you are thinking of declaring bankruptcy, a lawyer that specializes in bankruptcy law. What I would like to do is to familiarize you with the different types of bankruptcies as well as some of the terms involved with bankruptcy proceedings. (more…)

Here at AutoCreditExpress.com, we have always felt that you, as a consumer, need to be kept informed so that you can make an educated buying decision. Whether you are getting a bad credit car loan or a conventional car loan, you need to be aware of the types of car loans in today’s market. (more…)

Here at Auto Credit Express, our mission is to put customers with bad credit into affordable reliable vehicles so that they can repair their credit and move back into conventional financing as soon as possible. We also stress the fact that knowing your credit score and what is on your credit report is very important (more…)

Here at Auto Credit Express, we have always told our customers that it is important to know your credit score. Starting in the spring of 2008, it may be even more important. Fair Isaac Corporation, the company that invented the FICO credit scoring system has introduced a new version called FICO 08. According to the company, the new system will be more forgiving with the occasional credit slip-up, while also changing the way it treats so-called “repeat offenders”. (more…)

Here at Auto Credit Express, we recommend that, if you are purchasing a vehicle with a bad credit car loan, you also seriously consider a service contract. Why would we do that? For most people with limited income and bad credit, purchasing a vehicle stretches a budget that is already tight. Why, then, should you spend the extra money, and increase your monthly payment, by buying a service contract? (more…)

The New Year is upon us. And if you’re like most people, you have already made a list of things you’d like to change, both personally and professionally. (more…)