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How to get an Auto Loan with Bad Credit - Auto Credit Express

How do you find the best dealer for a car loan if you have bad credit?

by Steve Cypher on Friday, February 1st, 2008

It’s the first Friday in February here at Auto Credit Express. I was thinking about this question as I was slogging to work through the first 4” of what promises to be at least 8” of new snow. It brings to mind a quote from the beginning of the movie “Romancing the Stone” when a nasty character has caught up with the heroine and says, “You can die two ways: quick like the tongue of a snake or slower than the molasses in January…”

The Slow Way

Even though it’s no longer January, it might as well be and finding a dealer that can handle your bad credit car loan can be as slow and tedious as the flow of that syrupy liquid.

If you want to find a dealer on your own, you can start with the yellow pages. There, you will find plenty of ads for dealers that supposedly specialize in bad credit loans. But which one is the right one? Well, you could call around and try and decide from a voice on the other end of a phone. If that doesn’t work, you could drive around wasting more time and gas. Finally, you could stay up late and watch the TV for bad credit car ads – you can usually watch them in between the late movies along with ads from slip and fall lawyers and the latest “must have” kitchen gadgets. Ready to give up yet?

The Quick and Easy Way

Once at our site, you can view our online resources and visit our FAQ Page for any questions that you might have. Our loan calculators will tell you how much you can afford and while you can calculate loan payments based on sales price, money down and interest rate. If you have any additional questions, we have live operators that are available during business hours that have years of experience with bad credit auto loans.

Once you are finished with your research, you can start the application process. The application itself is sent over an encrypted connection that assures you of complete confidentiality of your personal information. Once the application has been processed, it will be sent to a dealer in your area - one of over 500 in our national network – that specializes in loan placement for bad credit auto loan customers.

The Bottom Line

At Auto Credit Express, we have helped thousands of people with bad credit get a car and begin rebuilding their credit. We are accredited with the Better Business Bureau and we feel that bad credit car customers should be educated on the loan process and treated with respect. We also hope to see you “on the road” to better credit.


2 Responses

  1. Comment by TERRI HARNISH -

    I AM LOOKING FOR A COMPANY THAT WILL FINANCE US BUT I HAVE FOUND A VEHICLE I AM INTERESTED IN AT A SMALL DEALER-HERMON MOTORS. IT IS A 2006 TOYOTA CAMRY LE FOR $15,900. THE BLUE BOOK IS FOR $18,400. OUT LOAN REF # IS 2058772 & 2058777. DO YOU HAVE A COMPANY THAT CAN FINANCE US?

  2. Comment by Steve Cypher -

    Terri,
    Due to privacy laws, we don’t comment on individual situations such as yours online. Please contact our customer service department at our toll free number: 888-535-2277. Our normal business hours are 9am-6pm Eastern Standard Time, Monday thru Friday.

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