Consumer Car Buying Advice Blog

Here at Auto Credit Express, we know that there is a difference between choosing a bank for a regular car loan and a bank for a bad credit car loan. Here’s what you need to know…

If you have good credit

If you have good credit – that is, if your FICO score is over 620 – you can shop around for a bank and get the best rate possible.

If you have bad credit

If your credit score is below 620, the process is much different. There are over 30 lenders that do subprime auto loans. Their lending requirements are all different and most of them do not do direct lending. In order to qualify for one of their programs, you have to go to a car dealer that has signed up with them.

How do I find a dealer?

The easiest way to find a dealer is to go to our web site at www.autocreditexpress.com. Here you can not only determine your budget for a car with one of our auto loan calculators, you can also fill out an application in the convenience and comfort of your own home. We have over 500 affiliate dealers that specialize in bad credit auto loans. They will able to place you with the best bank for your credit situation.

The Bottom Line

Here at Auto Credit Express, we specialize in bad credit auto loans. Our affiliate dealers are knowledgeable and will treat you with the same high respect that they treat every customer that walks through their doors. If you have any questions that our web site can’t answer, feel free to call us at the toll free number listed there. Our specialists have all had experience in automotive special finance and will be glad to help you. Remember, here at Auto Credit Express, we want you “on the road” to better credit!

This entry was posted and is filed under Auto Loans. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.