Auto Credit Express Blog

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Author Archives: Steve Cypher

Understanding the Three Types of Credit

It’s not only important that consumers not only understand the different types of credit, but also the ways in which they can reestablish credit if they’ve experienced problems with any type in the past. Continue reading

Posted in Credit Repair |

Car Loan Refinance with Poor Credit

Although many borrowers are unaware of the advantages of auto loan refinancing, consumers with low credit scores need to realize that they may not quality for this loan option, especially if their loan is fairly recent. Continue reading

Posted in Auto Loans |

More than Just Car Insurance?

Although the service area is currently very limited, we see the program offered by Metromile, which includes its “pay as you drive” billing model, to be of real value to drivers – even those with less than perfect credit. Continue reading

Posted in Car Insurance |

Bad Credit Car Loans Increasing

The current lending climate for consumers with problem credit is the best it’s been since before the great recession. But while now is a good time to buy a car, buyers need to realize that using a large down payment and picking an affordable vehicle will maximize their chances of successfully reestablishing their credit. Continue reading

Posted in Bad Credit |

Saving on Car Insurance with Poor Credit

Per-mile car insurance certainly has the potential to help low-mileage drivers – even those with low credit scores – as the additional costs associated with a driver’s poor credit can be at least partially offset in a Metromile policy by those driving fewer than 10,000 miles per year. Continue reading

Posted in Car Insurance |

Appealing Quality Cars for Problem Credit Buyers

One of the keys to successful repairing your credit with a subprime auto loan is choosing a dependable vehicle to finance. The fact that the two latest studies from J.D. Power highlight the Hyundai Accent – one of the most affordable new cars available in the U.S. – is certainly good news for car buyers with credit issues. Continue reading

Posted in New Cars |

Tips on Auto Theft Prevention from H.E.A.T.

For consumers with problem credit, getting financed can be hard enough. But once they’ve taken delivery, it’s time to take steps to ensure their new ride isn’t stolen. Continue reading

Posted in General |

Avoiding Unaffordable Cars with Problem Credit

The fact is that borrowers, especially those who are credit-challenged, should always maximize the down payment amount while keeping both the loan term and payment-to-income ratio to a minimum. By following these guidelines, buyers can avoid financing an unaffordable car. Continue reading

Posted in Auto Loans |

IIHS Recommends Safe Cars for Teen Drivers

Even if you don’t have a teenager, it pays to buy the safest car you can afford – whether your credit is great or less than perfect. Tin this instance, the new report from the IIHS can go a long way to steering you towards the right vehicle. Continue reading

Posted in Used Cars |

GM Unveils Educator Discount Program

Even if they quality, borrowers with iffy credit need to remember that they must follow certain guidelines set by the lender. In this instance it means that once the lender has determined their vehicle budget and interest rate, it’s up to the dealership to show them the cars that fit within those requirements. Continue reading

Posted in New Cars |
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