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Category Archives: Backend Products

When Buying a Car, What is and isn’t Negotiable?

Before you psych yourself up for negotiating your next car deal, you should know which parts of the vehicle’s cost are flexible and which ones are set in stone. The dealer has control over much of a car’s final price, but they don’t have a say in everything. Continue reading

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GMAC Insurance Answers Car Service Contract Questions

Over the years we have noticed that car buyers, especially those consumers with poor credit who have recently been approved for an auto loan, can be taken in by the sales pitches from telemarketers touting used car service contracts. Continue reading

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Understanding Credit Disability Insurance on a Car Loan

Finance managers at car dealerships sometimes refer to it as part of “fully protecting” an auto loan when they speak with borrowers including those with damaged credit. That description is fairly accurate and before making a decision consumers should have a basic understanding of how credit disability insurance works. Continue reading

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Understanding Credit Life Insurance on a Car Loan

Finance managers have been known to present the product to problem credit buyers as “protecting an auto loan” which is actually a fairly accurate description. But the fact remains that credit-challenged borrowers, in particular, should have a basic understanding of how credit life insurance works. Continue reading

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Why Service Contracts for Used Cars Make Sense

Here at Auto Credit Express we’ve always felt that a service contract was one of the better dealer backend products for borrowers with problem credit, especially if they’re financing a used car with a high-risk auto loan. But a recent article from the Service Contract Industry Council which includes a number buying tips also points out another reason why purchasing one might be a good idea. Continue reading

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Reducing the Cost of Poor Credit Loans

A program offered for the past two years by Mazda dealers could help car buyers with questionable credit who receive a loan approval through one of them save money on routine car maintenance. Continue reading

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Understanding Vehicle Extended Service Plans

Consumers with problem credit should know what could happen before they respond to a phone call or email from what might turn out to be a fraudulent company attempting to sell them a new or used car service contract. Continue reading

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