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Category Archives: Bankruptcy

Information about Bankruptcy Auto Financing

When You Don’t Have Enough Money to File for Bankruptcy

You have determined that bankruptcy may be the only way to handle your enormous debt, but you don’t think that you have the available cash to pay the filing fees or to retain legal council. Luckily, there may still be a solution that will allow you to obtain the services and protection that you need. Continue reading

Posted in Bankruptcy |

Chapter 13 Bankruptcy and Your Car Buying Experience

Before your Chapter 13, you probably enjoyed all the convenience that car buyers with good credit did. You were able to walk into any dealership and have the deal done in a matter of hours, or you were able to take your time and shop around. Of course, all of that changed when times got tough, and left your credit in a crippling state, which left you no other option than to file for Chapter 13 Bankruptcy. Although you have reduced the amount of debt that you owe to your creditors, you are on a strict budget that leaves little to no room for additional expenses. What happens when you need a new vehicle? The car buying process is much more difficult, because you will need to not only work out terms with the dealer, but also ensure that whatever agreement you come to is also good with your bankruptcy trustee. Continue reading

Posted in Bankruptcy |

Are There Alternatives to Bankruptcy?

Even if your debt seems insurmountable, you may not yet be at the point where bankruptcy is your only viable option. Depending on the severity of your situation, their may be alternate measures that you can take. Continue reading

Posted in Bankruptcy |

Is it Time for Bill to File for Bankruptcy?

How do you know when it may be time to file for bankruptcy? While no one wants to think that bankruptcy might happen to them, you just never know what life may bring. Often, bankruptcy can be the only way to turn things around financially, and the quickest way to a fresh start. Continue reading

Posted in Bankruptcy |

Will I Ever Get a Good Interest Rate After Bankruptcy?

Going through a bankruptcy can leave you feeling like you will be cursed with high interest rates for life, due to the damage that has been done to your credit score. This simply isn’t true because time really does heal all wounds, even financial ones. And under the right circumstances, you may start to qualify for better loan terms sooner than you think. Continue reading

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Can You File for a Second Bankruptcy?

It’s true that most people feel like they have been given a fresh start after a bankruptcy discharge, but there is no guarantee that financial difficulties will never happen again after a Chapter 7 or Chapter 13 case is completed. And while you are allowed to file for another bankruptcy down the road, there are stricter guidelines to follow. Continue reading

Posted in Bankruptcy |

Should I File for Chapter 7 or Chapter 13 Bankruptcy?

Nobody wants to file for bankruptcy, but sometimes it is inevitable. And anyone who reaches the point where bankruptcy seems like the only viable solution to their financial problems must choose which type of bankruptcy fits their needs best: Chapter 7 or Chapter 13? The differences between the two will make the choice clear for most people. Continue reading

Posted in Bankruptcy |
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