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Category Archives: Bankruptcy

Information about Bankruptcy Auto Financing

Jim’s Story: A Tale of Refinance after Bankruptcy

A year ago, Jim made the decision to file a Chapter 7 Bankruptcy. During the process, he chose to reaffirm his auto loan. His original loan was taken out a year prior to the Bankruptcy proceedings, when his credit wasn’t great. While he was relieved that he was able to keep his car, he knew that he wanted to do something about that high interest rate on the loan after he got the discharge from the court. Continue reading

Posted in Bankruptcy |

What Leads to Bankruptcy?

There are a several things that can result in one having to file for bankruptcy. Here are a few. Continue reading

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Why Bankruptcy Isn’t the End of the World

When things get out of hand and you are left with no other option than to file for Bankruptcy, it’s easy to feel defeated and like everything is hopeless. But it doesn’t have to be. Continue reading

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Why Can’t I Buy a Car During a Ch.7?

Until your bankruptcy is discharged, auto dealers and lenders feel they run the risk of losing their money if they approve you before then. Continue reading

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Easier to Get a Car Loan with Ch.7 or Ch. 13 Bankruptcy?

Although these two common types of bankruptcies have different processes, they ultimately share the same benefits — including the ability to get a car loan. Continue reading

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How to Get an Auto Loan with a Open Chapter 13

Anyone that experienced a Ch. 13 bankruptcy knows they can be difficult because they last a long time. What happens when you need a car in that time? Continue reading

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Dealing With Bankruptcy When You Need a Loan

Applying for a loan when you’re not financially fit can be stressful enough. However, when you add bankruptcy to the mix it can be more then some people can handle. Continue reading

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How Soon Should I Buy a Car After Bankruptcy?

Some who file for a chapter 7 or chapter 13 Bankruptcy find that they may lose their vehicles. If you can find alternative modes of transportation, you should wait until your credit begins to improve again. For others that need a car now, there are some options. Continue reading

Posted in Auto Loans, Bankruptcy |

Alternatives to Bankruptcy

The number of bankruptcies has increased dramatically in the recent years. With the bad credit fallout from bankruptcy lasting up to a decade, you’ll want to avoid that any way you can. Continue reading

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How Long to Wait after Bankruptcy before Applying for a Car Loan

Lenders see a bankruptcy as a big black mark on your credit report, so is there any point in applying for a car loan right after your discharge? Continue reading

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