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Category Archives: Credit Repair

When Should I Check My Credit Report?

In today’s world, our credit reports are an important part of our lives. They can be the key to anything from auto loans to getting hired for a great job. But when it comes to monitoring it, people have the tendency to drop the ball. A recent American Bankers report revealed that only 60% of Americans checked their credit report last year. A credit score is detrimental to many aspects of our lives. It helps us get approved for loans, affects the amount we pay in interest on said loans, can be used as a deciding factor by a landlord in a rental agreement or an employer, and by insurance companies when determining your premiums. Continue reading

Posted in Credit Repair |

8 Things That Are Completely NOT True About Credit

Credit is a difficult topic to discuss, and because the subject is often regarded as taboo, there are a lot of myths circulating about how credit works. So, before you accept anything that you hear about credit as fact, make sure you check with a reliable source first. Continue reading

Posted in Credit Repair |

How Often Should I Check My Credit Report?

In today’s world, keeping up on your credit is as essential as keeping track of where you keep your car keys, or any essential household items. If you don’t keep track, you could end up in a position where you’re unable to get where you need to go. When you don’t check your credit, you could find yourself in a situation where you’ve picked out the car you absolutely love and can totally afford, only to be stopped by blemishes on your credit that you either weren’t aware of or forgot about. Continue reading

Posted in Credit Repair |

How Long Will I Be Facing High Interest Rates?

If you have challenged credit, you may be facing high interest rates on your current loans. But, luckily, you don’t have to be burdened with these terms for forever. If you can repair your credit, you will eventually enjoy the benefits that come with having a higher credit score, such as prime financing rates. Continue reading

Posted in Credit Repair |

Strange but True: New Debt Can Fix Your Credit

If you have had a bad experience with debt, you may be inclined towards simply avoiding credit for the rest of your life. But this may not be a good idea. It will be impossible for you to really improve your credit rating without taking on new debt and showing lenders that you can be trusted as a borrower. Continue reading

Posted in Credit Repair |

5 Major Enemies of Credit Repair

Repairing your credit is a difficult but worthwhile endeavor. It will take work and time, so you definitely don’t want to undue any of your efforts by making a mistake that may initially seem harmless. Just be circumspect in your actions, think through your money decisions, and don’t allow old habits to resurface. Continue reading

Posted in Credit Repair |

Subprime Car Loans Improve Credit Scores

The latest analysis from Equifax shows that credit scores do improve after credit-challenged borrowers take out an auto loan

Posted in Credit Repair |
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