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Category Archives: FICO score

How Bad is Your Credit Score?

Since each credit provider decides the acceptable level of risk they’re willing to take, it’s really hard to say what a “bad” or “good” credit score is. Despite this fact, there are generally accepted score levels within an overall credit scoring range that can be called “excellent”, “good”, “fair”, “poor” and “bad”. Continue reading

Posted in FICO score |

Who Calculates My Credit Score?

Even if you know that you have a credit rating, and that the number associated with this score is important, do you know where this number comes from? While there are different scoring models (with FICO being the most popular), all credit scores are based on the information contained in your credit reports. Continue reading

Posted in FICO score |

Why is My FICO Score So Low?

If you’re surprised by your FICO score, you’re not alone. Your score is determined by a few contributing factors, and each one is weighted differently in terms of how much it affects your total credit rating. Basically, there are 5 different components to consider. Continue reading

Posted in FICO score |

What Does My Credit Score Need to Be in Order to Lease?

You’ve noticed that there are some great lease deals out there, so you’re thinking that you might want to try leasing your next car. But you’re wondering just how good your credit needs to be in order to qualify for a lease contract. And while there is a general guideline, it really comes down to the individual discretion of each leasing company. Continue reading

Posted in FICO score |

Ally Financial to Offer Free FICO Scores

The lender formerly known as GMAC has started a pilot program that offers account holders access to their FICO Score Continue reading

Posted in FICO score |

Experian adds FICO Scores

For Experian members, the addition of FICO scores marks the beginning of a series of product enhancements that will take place over the next 18 months Continue reading

Posted in FICO score |

How Do I Help My Child Start Their Credit History?

Naturally, parents want to give their children every advantage possible in life, and a good credit score is no different. But since a good score is something earned and not given, how do you get her started? Continue reading

Posted in FICO score |
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