Federal Reserve proposes to curb certain abusive credit card practices


Date  May 12, 2008     Time  5:19 pm      Category  FICO Score, Credit Repair     Author  Steve Cypher        

After years of hearing complaints from consumers regarding abusive practices by credit card companies, the Federal Reserve has proposed some initial rules to curb some credit card lending practices.

(Read More…)



Federal Reserve Board Releases April 2008 Lending Survey


Date  May 5, 2008     Time  6:12 pm      Category  FICO Score, Auto Loans     Author  Steve Cypher        

On May 5th, the Federal Reserve Board released the findings of their April 2008 Senior Loan Officer Opinion Survey on Bank Lending Practices. Part of the report focused on consumer lending practices.

(Read More…)



Get a Car Loan with Bad Credit


Date  April 30, 2008     Time  3:02 pm      Category  FICO Score, Credit Repair     Author  Steve Cypher        

According to a recent report by CNW research, subprime auto application approvals are down 11% this year. If you have bad credit, there are ways that you can increase your chances of approval.

(Read More…)



How a bad credit car loan can help you save money


Date  April 28, 2008     Time  3:29 pm      Category  FICO Score, Credit Repair, Auto Loans     Author  Steve Cypher        

In addition to reestablishing your auto credit, a high risk car loan can end up costing you less in other automotive-related expenses. Here is just one way that it can help.

(Read More…)



Should I get a bad credit car loan to reestablish my credit?


Date  April 24, 2008     Time  3:37 pm      Category  FICO Score, Credit Repair, Auto Loans     Author  Steve Cypher        

When it comes to reestablishing your car credit, you may have to “bite the bullet” and take out a subprime loan.

(Read More…)



Bad Credit Car Loans and Authorized Users


Date  April 23, 2008     Time  11:01 am      Category  FICO Score, Credit Repair, Auto Loans     Author  Steve Cypher        

New credit report practices change the rules regarding authorized users on credit card accounts. Here at Auto Credit Express we want you to know about some of these changes.

(Read More…)



Identity theft and bad credit car loans


Date  April 17, 2008     Time  5:41 pm      Category  FICO Score, Online Security Tips     Author  Steve Cypher        

How can you tell if your personal information is secure when you fill out a bad credit car loan? Find out how you can protect your personal information when filling out a loan application.

(Read More…)



What is a bad credit car loan?


Date  April 15, 2008     Time  11:31 am      Category  FICO Score, Credit Repair     Author  Steve Cypher        

While we’ve discussed many aspects in the past about bad credit car loans, we’ve never really tied the pieces together. Here we will explain the basics.

(Read More…)



Find the right dealer for a bad credit car loan


Date  April 9, 2008     Time  7:52 pm      Category  FICO Score, Car Dealers, Credit Repair, Auto Loans     Author  Steve Cypher        

Now, more than ever, it’s important that you locate the right dealer for your bad credit car loan.

(Read More…)



New Experian Credit Profile may help bad credit car customers


Date  April 4, 2008     Time  1:06 pm      Category  FICO Score, Lender Companies, Auto Loans     Author  Steve Cypher        

This week Experian announced a new version of their credit report which should prevent car dealers and lending institutions from making mistakes about your automotive credit history by overlooking important information…

(Read More…)



Top 3 Bad Credit Decisions


Date  April 4, 2008     Time  12:42 pm      Category  FICO Score, Credit Repair     Author  Steve Cypher        

Here at Auto Credit Express, we’d like to share with you the top 3 reasons many of our customers run into credit problems…

(Read More…)



Truth or dare – Bad Credit Car Loans 100% Approved


Date  April 2, 2008     Time  5:07 pm      Category  FICO Score, Bankruptcy, Credit Repair, Auto Loans     Author  Steve Cypher        

I’ll ignore the dare and go straight to the truth – not everyone gets approved for a bad credit car loan and here’s why…

(Read More…)



New FICO score may help bad credit car buyers


Date  March 14, 2008     Time  1:04 pm      Category  FICO Score, Credit Repair, Auto Loans     Author  Steve Cypher        

Fair Isaac, the company that created the FICO score, has created a new scoring model that may help customers with a limited credit history…

(Read More…)