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Category Archives: General

Does the IRS Report Tax Debt to the Credit Agencies?

Typically, the IRS doesn’t report tax debt under $10,000 to the credit reporting agencies. If you owe more than that, they will file a Notice of Federal Tax Lien. Once they do this, it will appear on your report and damage your credit. Continue reading

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Can a Vehicle Registration Fee be a Tax Deduction?

Different states calculate vehicle registration fees in different ways. Some states will base your fee on how much your car weighs, while others charge a flat rate for all vehicles. And there are several states that take the value of your car into consideration to determine how much you will pay to register the vehicle. Flat fees and weight-based fees are not tax deductible, but if the amount that you pay is based on a Kelley Blue Book value, this fee may be a valid deduction on your federal tax return. Continue reading

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Replacing a Car Title in 4 Steps

Every state has its own version of a title application. And in most states, you can print a copy of the appropriate application right from the website for your state’s DMV or Secretary of State. However, if your state doesn’t allow this, or you would just rather handle the matter in person, these applications are available at the local branch of your DMV or Secretary of State. Continue reading

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Can I Trade in a Car I Still Owe Money On?

The car you have runs well. In fact, it’s a great car with plenty of nice features and it is perfect for all of your needs. But your financial situation has changed, and you need to trade it in. But there is a problem: You still owe money on it.

The good news is that yes, you can trade in that vehicle. The bad news, however, is that there will be some drawbacks, especially if the reason you need to replace it is because you can no longer afford the payments. This is a factor you will need to thoroughly consider when determining what kind of car you can get to take its place. Continue reading

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Are High Interest Rates Permanent?

High interest rates are usually the result of either having no credit or damaged credit, and in both cases can be remedied. All it takes is patience and some effort, and with some time and a little work you may find yourself in the position to get a lower interest rate either through refinancing or a new car loan. Continue reading

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Get Those Harassing Collection Calls to Stop Today

We’re in the business of helping our customers. If you’re being harassed by a 3rd party collection agency, we have a partner that can stop those calls and get some money in your pocket. Continue reading

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How to Buy a New or Used Car with your Tax Refund

If you’re like a lot of Americans, you’re planning to use your income tax refund as a down payment towards the purchase of a new or used vehicle. How exactly do you go about doing this? The process is actually pretty simple. Continue reading

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