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Category Archives: General

Can I Trade in a Car I Still Owe Money On?

The car you have runs well. In fact, it’s a great car with plenty of nice features and it is perfect for all of your needs. But your financial situation has changed, and you need to trade it in. But there is a problem: You still owe money on it.

The good news is that yes, you can trade in that vehicle. The bad news, however, is that there will be some drawbacks, especially if the reason you need to replace it is because you can no longer afford the payments. This is a factor you will need to thoroughly consider when determining what kind of car you can get to take its place. Continue reading

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Are High Interest Rates Permanent?

High interest rates are usually the result of either having no credit or damaged credit, and in both cases can be remedied. All it takes is patience and some effort, and with some time and a little work you may find yourself in the position to get a lower interest rate either through refinancing or a new car loan. Continue reading

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Get Those Harassing Collection Calls to Stop Today

We’re in the business of helping our customers. If you’re being harassed by a 3rd party collection agency, we have a partner that can stop those calls and get some money in your pocket. Continue reading

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How to Buy a New or Used Car with your Tax Refund

If you’re like a lot of Americans, you’re planning to use your income tax refund as a down payment towards the purchase of a new or used vehicle. How exactly do you go about doing this? The process is actually pretty simple. Continue reading

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Steer Clear of Bandit Tow Trucks

If you’re involved in an accident, be sure to check with the police and/or contact your insurance company before authorizing anyone to tow your vehicle. Continue reading

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Avoiding Holiday Car Theft

By following these tips from H.E.A.T., car owners should have a much better chance of keeping the holidays bright. Continue reading

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Why Did I Get a Different Rate Than My Neighbor?

Rates change based on the person applying for the loan. There are a number of factors that determine the interest rate you’ll receive on your auto loan including income, credit score, and down payment amount. Continue reading

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Cities With Worst Traffic This Thanksgiving

More jobs and less expensive gas are usually good things, but throw in the Thanksgiving holiday and drivers across America could be facing longer delays this year as they wend their way to family get-togethers.

That bit of information is courtesy of the annual Thanksgiving Traffic Forecast from INRIX, a big data technology company whose global headquarters are located in Kirkland, Washington. Continue reading

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Reanimate Your Credit Score

A poor credit score shouldn’t send your finances to the grave. The good news is you can reanimate that credit with a little work. Continue reading

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Frankencredit? Not a Monster, Just Misunderstood

If your credit report looks like a patchwork of ups and downs, highs and lows, it may be difficult for you to qualify for a traditional loan. However, we here at Auto Credit Express aren’t afraid of monsters, even Credit Monsters. Continue reading

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