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Category Archives: General

Can a Vehicle Registration Fee be a Tax Deduction?

Different states calculate vehicle registration fees in different ways. Some states will base your fee on how much your car weighs, while others charge a flat rate for all vehicles. And there are several states that take the value of your car into consideration to determine how much you will pay to register the vehicle. Flat fees and weight-based fees are not tax deductible, but if the amount that you pay is based on a Kelley Blue Book value, this fee may be a valid deduction on your federal tax return. Continue reading

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Replacing a Car Title in 4 Steps

Every state has its own version of a title application. And in most states, you can print a copy of the appropriate application right from the website for your state’s DMV or Secretary of State. However, if your state doesn’t allow this, or you would just rather handle the matter in person, these applications are available at the local branch of your DMV or Secretary of State. Continue reading

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Can I Trade in a Car I Still Owe Money On?

The car you have runs well. In fact, it’s a great car with plenty of nice features and it is perfect for all of your needs. But your financial situation has changed, and you need to trade it in. But there is a problem: You still owe money on it.

The good news is that yes, you can trade in that vehicle. The bad news, however, is that there will be some drawbacks, especially if the reason you need to replace it is because you can no longer afford the payments. This is a factor you will need to thoroughly consider when determining what kind of car you can get to take its place. Continue reading

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Are High Interest Rates Permanent?

High interest rates are usually the result of either having no credit or damaged credit, and in both cases can be remedied. All it takes is patience and some effort, and with some time and a little work you may find yourself in the position to get a lower interest rate either through refinancing or a new car loan. Continue reading

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Get Those Harassing Collection Calls to Stop Today

We’re in the business of helping our customers. If you’re being harassed by a 3rd party collection agency, we have a partner that can stop those calls and get some money in your pocket. Continue reading

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How to Buy a New or Used Car with your Tax Refund

If you’re like a lot of Americans, you’re planning to use your income tax refund as a down payment towards the purchase of a new or used vehicle. How exactly do you go about doing this? The process is actually pretty simple. Continue reading

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Steer Clear of Bandit Tow Trucks

If you’re involved in an accident, be sure to check with the police and/or contact your insurance company before authorizing anyone to tow your vehicle. Continue reading

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Avoiding Holiday Car Theft

By following these tips from H.E.A.T., car owners should have a much better chance of keeping the holidays bright. Continue reading

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Why Did I Get a Different Rate Than My Neighbor?

Rates change based on the person applying for the loan. There are a number of factors that determine the interest rate you’ll receive on your auto loan including income, credit score, and down payment amount. Continue reading

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Cities With Worst Traffic This Thanksgiving

More jobs and less expensive gas are usually good things, but throw in the Thanksgiving holiday and drivers across America could be facing longer delays this year as they wend their way to family get-togethers.

That bit of information is courtesy of the annual Thanksgiving Traffic Forecast from INRIX, a big data technology company whose global headquarters are located in Kirkland, Washington. Continue reading

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