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If all or part of an applicant’s income doesn’t appear on a W-2 statement, this can adversely affect their auto loan application especially if they have bad credit.
But one thing that pushes many poor credit buyers to in house financing dealers is how they’re paid. While many should be receiving a W-2, they’re employed by individuals that are trying to avoid paying payroll taxes. Continue reading
We have been in the bad credit car loan business long enough here at Auto Credit Express to realize that one of the most difficult approvals to receive is for credit challenged consumers who are self employed, or anyone else that depends on a form 1099 for their earned income. Continue reading