Auto Credit Express Blog

The Automotive and Financial Information Source for People with Special Credit Needs.

We can help you get easy auto financing or a cheap car loan in minutes!


Getting Financed for a Car with Questionable Credit

Consumers with bad credit that have applied for a regular car loan sometimes find the FICO reason codes in the “adverse action notice requirements” they receive confusing. But this is an improvement over the old system. Continue reading

Posted in Bad Credit | Tagged , |

Increase your Approval Chances for a Bad Credit Auto Loan

As part of the recently enacted financial reform bill, any lender that sends you a risk-based pricing notice (whether you’re approved or turned down) has to include, according to FICO, “The key factors or reason codes that adversely affected the credit score, with a requirement to disclose five “reason codes” any time inquiries are a “key factor” that adversely affected the score.” Continue reading

Posted in Auto Loans, Bad Credit, Credit Repair | Tagged , , , |
Auto Credit Express and the ACE logo are registered trademarks. The contents of all material available on this web site are copyrighted unless otherwise indicated. Content may not be reproduced, downloaded, disseminated, or transferred, in any form or by any means, except with the prior written agreement of the ACE Group. 3271 Five Points Drive, Suite 200 - Auburn Hills, MI 48326.