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When your car loan is coming to an end, many people opt to pay it off early—but what are the benefits of doing this, and are there any disadvantages? Continue reading
Just as it’s important to know what your credit scores are before applying for any loan, especially poor credit car loans, it’s also valuable to know how the decisions you make regarding credit will affect your FICO scores.
Fortunately, FICO just released an article that discusses some of the incorrect ideas about credit scores. Here are some excerpts from that article: Continue reading
As part of the recently enacted financial reform bill, any lender that sends you a risk-based pricing notice (whether you’re approved or turned down) has to include, according to FICO, “The key factors or reason codes that adversely affected the credit score, with a requirement to disclose five “reason codes” any time inquiries are a “key factor” that adversely affected the score.” Continue reading
A credit report is simply a credit bureau’s record of your borrowing and payment history Continue reading
But first things first: do you know if you really have bad credit? If not, you could qualify for auto loans for people with fair credit or even good credit. Continue reading
You should also be aware of the fact that you may not be able to rebuild your car credit on your own. This means that there is the possibility that you may need an additional person on the finance contract in order to qualify for auto loans for bad credit. Continue reading
But in addition to using car loans with bad credit to rebuild your credit and improve your FICO scores, you should also monitor any changes in your credit reports. There are a number of ways to do this and today we’ll go over a few of them. Continue reading
With nearly four weeks left in September, bad credit auto loan buyers still have time to take advantage of the following deals on some very affordable new cars Continue reading
It also means understanding why it is usually necessary for bad credit customers go through the process of first financing at least one vehicle with a bad credit auto loan in order to once again qualify for competitive interest rates on their next vehicle loan. Continue reading
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