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If all or part of an applicant’s income doesn’t appear on a W-2 statement, this can adversely affect their auto loan application especially if they have bad credit.
Car shoppers with less than perfect credit that get paid “under the table” often don’t understand why this practice might prevent them from getting approved for high risk car loans.
One reason many bad credit customers end up at a tote the note dealer is that they’re unable to get approved for a bad credit auto loan due to the fact that they don’t receive a W-2 at the end of the year. Continue reading
We have been in the bad credit car loan business long enough here at Auto Credit Express to realize that one of the most difficult approvals to receive is for credit challenged consumers who are self employed, or anyone else that depends on a form 1099 for their earned income. Continue reading