Get Car Financing With Good or Bad Credit

Get Car Financing With Good or Bad Credit

Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan with our special financing programs. Apply in 3 Minutes Learn More

Get Car Financing With Good or Bad Credit

Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan with our special financing programs.

Real-Time Results

1,153

Active Dealerships
Nationwide

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Our dealers can get you approved.

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3,502

Applications Processed
Today

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We have helped all of these people today and we would like to help you too!

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1,588,114

Applications Processed
in 2016

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Over 1.7 million people have bought a car using our service according to 3rd party data.*

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Why do people choose us?
Because we know how to help!

Simply getting people approved for automotive financing is not enough for us here at Auto Credit Express. We want to improve our customers' lives. We strive to do this by helping people repair damaged credit through realistic opportunities for auto loan approvals. We do this for everyone, even if they have not had the best track record in the past or have gone through a bankruptcy.

Credit Applications This Week
Get Approved Now

It takes just three minutes! Drive today!

Military Financing

Auto Financing for people in the military

To see how we can help, visit our military auto loan explanation page to see how we can help active duty and retired military members get auto financing.

Customer Reviews

Constance Goodrum Constance Goodrum
reviewed 4 months ago
Quality Excellent

Auto Credit Express quickly contacted me and was able to get me with a dealership in my area that could work with me and find me a loan for a new vehicle when other dealerships could not. I am grateful and pleased with my 2013 Nissan Altima! Definitely didn't think I would qualify...
Read More »

For People with Bad Credit

We help car buyers with poor credit scores connect to automobile dealerships that will give them a second chance and can get them approved fast for sub-prime auto financing, even with zero or $500 down. ACE works with the largest auto finance companies and reputable car lots in the US and Canada to ensure each person gets the best finance options.

We can help you get auto financing no matter what your credit profile is. We work with auto shoppers who have good, fair, terrible or no credit history, as well as with people who have no money down.

Filed For Bankruptcy?

Here at Auto Credit Express we can help you get approved for vehicle financing even while you're going through awful situations like bankruptcy and repossession. Obtaining an auto loan after bankruptcy discharge is one of the best ways to help you rebuild your credit score, and even if you have not completed the bankruptcy process you're still eligible for an open bankruptcy auto loan. Get back on the road today in a car from one of our national car dealerships that accept bankruptcy clients and specialize in subprime lending.

We're a Special Financing Company

Poor credit scores can leave you looking for a special finance company, like us, to help you when you want to purchase a new or used car. The good news is that if you're reading this you do not need to look any further for a company that can get you approved auto financing. We specialize in helping people who traditional lenders do not want to lend to - and we can help you right now. If you have a reliable income you can be approved for a special finance car loan in a matter of minutes.

Leasing & Buying Programs

We have people ask us all the time, "Is it better to sign a lease for a vehicle or try to get approved for a loan?" The answer isn’t so straight-forward because each person’s financial situation, credit history and vehicle requirements are different. These factors play a large role in deciding whether leasing a car or taking out an auto loan is the better choice. By evaluating our customers’ needs, we can more accurately decide what financing option is going to be the most beneficial for them.

Additional Auto Loan Information
Car Buying & Leasing Tips
Trading in a Car that Has a Lien on the Title
December 07, 2016
Trading in a car with a lien on the title is possible, but that lien has to be removed before the vehicle can legally be sold to the dealership.

Saving for a Car Down Payment When You Have Bad Credit
December 06, 2016
Financing a vehicle when you have bad credit can be very difficult if you do not have enough money for a down payment. Lenders typically require subprime car buyers to pay $1,000 or 10 percent of a car's selling price, whichever one is less.

Managing Tax Deductions when you are Self-Employed
December 05, 2016
It's never a good idea for self-employed individuals to abuse tax deductions, and this is especially true if they have bad credit and need to buy a car.

Auto Credit Express and the ACE logo are registered trademarks. The contents of all material available on this web site are copyrighted unless otherwise indicated. Content may not be reproduced, downloaded, disseminated, or transferred, in any form or by any means, except with the prior written agreement of the ACE Group. 3271 Five Points Drive, Suite 200 - Auburn Hills, MI 48326.