If you're buying a car with a teen driver in mind, safety is probably your top priority. Also, you may be looking for a vehicle that is affordable to insure. According to statistics, teens are the most likely to be involved in an auto collision. And because of this, they are typically expensive to insure.

So it makes sense that you want to keep your teen as safe as possible on the road with a car that's highly rated for safety. However, you also don't want to end up paying a fortune in insurance costs. Luckily, Mercury Insurance has published a list of new cars that should satisfy your needs.

All of the vehicles on Mercury's list have received a 5-Star Safety Rating from the National Highway Traffic Safety Administration (NHTSA). These cars are also affordable to insure.

The Safest and Most Affordable to Insure Cars

Safe Teen Driving

In order to come up with their list, Mercury Insurance analyzed 2016 model year vehicles. Next, they separated out the ones that received an NHTSA 5-Star Safety Rating. These cars were then evaluated based on the Mercury price for full coverage insurance in California.

In their top-10 list, Mercury ranked the most affordable vehicles from the cheapest to insure to the most expensive. Here are the top three from the original list. It should also be noted that base models of each of these cars can be purchased new for $24,000 or less.

  1. Kia Sportage
    The Sportage takes the top prize for being the most affordable to insure. It has also been praised for its sporty handling and high-quality interior, as well as Kia's long powertrain warranty.
    EPA-estimated gas mileage with the base engine: 21/28 mpg, city/highway
  2. Kia Soul
    Kia's talented hamsters have a lot to sing about with the Soul. Test drivers have been impressed with its generous cargo room and passenger space. And you get tons of features for the price.
    EPA-estimated gas mileage with the base engine: 24/30 mpg, city/highway
  3. Hyundai Tucson
    Standard features for the Tucson include a rearview camera and a hands-free liftgate. Reviewers also like its comfortable ride, poised handling and smooth powertrain.
    EPA-estimated gas mileage with the base engine: 21/26 mpg, city/highway

If you're interested in purchasing any of these vehicles, be sure to check the web for exact pricing and availability in your area.

Also, less pricey used versions of these cars are worth considering if you're on a limited budget and/or dealing with credit issues.

Reliable Assistance for Car Buyers with Bad Credit

If you need to purchase a safe and reliable car that's affordable to insure, but are worried that your credit issues will hold you back, Auto Credit Express can help. For nearly two decades, we have been assisting bad credit car buyers with their financing needs.

Our service works because we are able to match buyers with dealerships in their area that are connected to the right kinds of lenders. This will give you your best possible chance at an auto loan approval.

It is absolutely free to apply with us, and there are no obligations. You really have nothing to lose, so go ahead and fill out our simple and secure online application to get started today.