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Steve Cypher


Articles Posted By Steve


Best New Cars for Problem Credit Buyers Best New Cars for Problem Credit Buyers

When given the choice of financing a new car, we suggest that buyers with credit issues choose an affordable compact or subcompact – vehicles that are also fuel efficient and inexpensive to insure. Opting for the shortest loan term possible, once they've reestablished their credit these consumers will be in a much better position for their next loan.

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Auto Loan Terms Continue to Increase Auto Loan Terms Continue to Increase

The trend toward longer loans and higher payments is not a good one – especially for borrowers with problem credit – as this increases interest charges as well as the length of time a borrower is upside down in the loan. Borrowers with credit issues, in particular, should keep the loan term and amount financed as low as possible so they can trade out earlier and into another vehicle with a more manageable interest rate.

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