Author Archive: Steve Cypher
Best Certified Used Car Programs with Poor Credit

Since certified used car programs differ from manufacturer to manufacturer, it pays to do your home work before choosing a vehicle – especially if you have poor credit and are on a tight budget. Thanks to the editors at Autotrader, this process has been simplified, making it easier for consumers to make a buying decision.

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Monthly Car Payments with Problem Credit

Since a borrower’s credit background, income, bills and vehicle all determine what their monthly payment will be, there is no way of knowing what their monthly payment will be.

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Ally to Expand Extended Warranty Coverage

From our own experience, one key to successfully completing a subprime car loan is the ability to keep a vehicle in running condition. In many cases, a service contract can help borrowers on a tight budget avoid unforeseen expenses while keeping their credit repair plans on track.

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Best Cars for Credit-Challenged Families

Not only is each of these vehicles among the best buys in their respective segments representing a good value for your vehicle dollar, all have a starting MSRP of under $20,000 – making them particularly appealing to credit-challenged borrowers. In addition, according to U.S. News, any one of them would be a good choice for a new vehicle.

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Financing a Car from a Different State with Bad Credit

Credit challenged car buyers can purchase a vehicle from an out-of-state dealer. But before doing this and if they live in a state that charges a vehicle sales tax, they should check to see if the dealer’s state is reciprocal. If it isn’t, they need to arrange with the dealer to have a check cut back to them for tax, title and registration fees. Otherwise, these buyers will have to come up with the money out of their own pockets.

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Private Party Loans with Bad Credit

Because of the higher risks involved with subprime loans, credit-challenged borrowers usually can’t get approved for a car loan if they’re considering buying a vehicle from a private party.

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Dependable Cars with Problem Credit

One of the keys a successful subprime auto loan is financing a vehicle that’s dependable. In that regard, the latest findings from J.D. Power and Associates should help credit-challenged borrowers select the right vehicle.

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