Author Archive: Steve Cypher
Cheapest New Car Deals in February 2015

Credit-challenged borrowers who choose one of these affordable cars and pick the shortest loan term possible will find that, once they’ve reestablished their credit, they’ll be in a much better position for their next loan.

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The Approval Process with Bad Credit

Since subprime lenders typically only do business indirectly through their dealership partners, applicants with less than perfect credit won’t know if they’re approved until after they’ve visited the dealership, been interviewed by the finance manager, turned over the required documentation and had their credit application submitted to a lender.

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Hyundai Continues Down Payment Program

Hyundai’s renewed partnership with the free social savings website BoostUp represents a great opportunity for credit-challenged borrowers to save up even more money towards a down payment on an affordable new car.

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Buying a Car with an Unfixed Recall

The tools offered by both the NHTSA as well as Carfax should help car buyers and owners, including those with less than perfect credit, by ensuring the vehicles they drive or plan on purchasing are as safe as possible and subject to no open recalls.

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Qualifying for a Car Loan with Tarnished Credit

The minimum qualifications for a subprime car loan include meeting some basic income, employment, repossession, bankruptcy, reference, driver license and age requirements.

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Small Used Cars Getting Cheaper

The good news is that, on average, wholesale prices for compact cars dropped 1.1 percent in December. Manheim explains that the reason for this price drop was consumers moving “to CUVs and mid-sized cars.”

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Used Cars and Stolen Vehicle Clones

Through vehicle cloning, used car fraudsters have found yet another way to separate unwary buyers from their hard-earned cash. This trap can be avoided by following the tips supplied by the NICB and also remembering that “if a used car deal sounds too good to be true, it probably is.”

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