Confused about what exactly rent to own car programs are? At their core, rent to own car programs are just another form of auto loan, although they are generally easier to qualify for since most dealers don't run a credit check on renters.

Credit-challenged buyers usually can't buy a vehicle from a private party because subprime lenders only loan indirectly through dealerships. Auto Credit Express is not a lender, so we can't tell borrowers what their interest rate will be – only the dealer will know that.

One of the biggest obstacles to getting approved if you have bad credit is finding a car dealer that specializes in car loans with bad credit.

Purchasing a demo car is a great way to save even more on a new vehicle. Just be sure it hasn't been titled or damaged and that the additional discount for mileage is fair.

At Auto Credit Express a question we frequently receive from consumers with questionable credit looking for online auto loans is can you finance a car without credit? Some also want to know if they can finance a new car.

there a number of things that can be done in addition to auto loans for bad credit to raise your FICO scores. Most are legal, while some are not.

From our own experience, one key to successfully completing a subprime car loan is the ability to keep a vehicle in running condition. In many cases, a service contract can help borrowers on a tight budget avoid unforeseen expenses while keeping their credit repair plans on track.

The three vehicles we've chosen from AutoPacific's list are not only winners in their class, they represent affordable values with starting MSRPs of less than $18,000 – a price point that's important to borrowers with credit issues.

Finding the right back to school vehicle can be a challenge if you have less than perfect credit. We take a look at four of the most affordable and highest rated back to school cars for credit-challenged buyers.

The first thing borrowers should do before applying for a car loan is to check their credit reports (and correct any errors) and find out at least one of their credit scores. In addition, if they have poor credit and are self employed, they will need at least two years of professionally prepared tax returns showing after-expense proceeds from the business that meet the minimum requirements of subprime lenders.