Author Archive: Steve Cypher
Truth about Preapproved Auto Loans with Poor Credit

Of particular interest to car buyers with problem credit as well as a question we frequently get asked is whether we can offer them a pre-approval on a car loan.

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Before Getting a Car Loan with Poor Credit

From our experience the results pretty much speak for themselves when consumers with damaged credit allow some time before applying for a car loan to, among other things, check their credit reports and correct any mistakes.

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Spotting a Flood Damaged Car

It’s an unfortunate fact but consumers with damaged credit are far more likely to find themselves with an auto loan for a vehicle that has been involved in a flood.

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Why Your Credit Scores May Differ

We continue to be surprised by the fact that quite a few borrowers with damaged credit still don’t understand why the credit scores used by car dealers often aren’t the same as the one they think they have.

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Understanding Credit Life Insurance on a Car Loan

Finance managers have been known to present the product to problem credit buyers as “protecting an auto loan” which is actually a fairly accurate description. But the fact remains that credit-challenged borrowers, in particular, should have a basic understanding of how credit life insurance works.

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Guide to Buying a Car with Poor Credit

Car shoppers that have experienced problem credit in some cases don’t take their overall financial situation into account before choosing a vehicle for a high risk auto loan.

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Piggybacking to an Improved Credit Score

Consumers with questionable credit should know that there is something in addition to an auto loan that could improve their FICO scores.

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