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Author Profile: Dave LaLonde


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Recent Articles


Minimum Trade-In Allowances: The Hidden Costs Minimum Trade-In Allowances: The Hidden Costs

We’ve all heard the commercials: “Come on down, we’ll give you $2,500 for your trade-in – no matter the condition! That’s right! Push, pull, or drag your vehicle to our store and we guarantee…” If it sounds too good to be true, you’re right. These deals – sometimes known as push, pull, or drag events – are called minimum trade-in allowances, and they can cost you big time if you’re not careful.

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No or Low Doc Car Loans No or Low Doc Car Loans

Terminology varies around the world, even when you're talking about car loans. Take the phrase “low doc” car loan. This isn't something we're accustomed to in the US, but in Australia, it refers to getting a car loan without income documentation. This is something which can be very difficult to do if you have bad credit.

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Where Does My Down Payment Go? Where Does My Down Payment Go?

It can be tempting to jump into the car buying process, but it can pay off in the long run to take a step back and really prepare for the task at hand – especially when it comes to saving up a down payment for a car. Here's where your money goes, and why a down payment is a big helping hand when you have poor credit and need a car.

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