You know it’s time to buy your next vehicle, but a new car is just not something you can afford right now. So, you've decided that a used car is the way to go. But what do you look for to get the most out of a used car purchase?

Also called dealer add-ons, dealer-installed options are items that are added to a car at the dealership, before it hits the lot. When you’re shopping for a new car, don’t get dealer-installed options confused with factory- or port-installed options.

A recent study shows drivers believe distracted driving is the biggest cause of auto accidents — even more so than drunk driving. Yet, those same people feel confident in their ability to text and drive. With many participants, there seems to be an “anything you can do I can do better” attitude when it comes to distracted driving.

You work hard doing the daily grind five days a week. And if you work a job in the service industry, such as wait staff or bartenders, you know that tips are your bread and butter. As many people who earn tips know, it can be a common practice not to report, or to under-report, your cash earnings. But, your unreported wages could hurt you when you're trying to purchase a car, especially if you have bad credit. Let's look at how unreported tips could affect auto financing.

A chapter 13 bankruptcy isn't for everyone. Here we look at the process involved in it and what repaying your debts this way means for you.

Across the country, people recently participated in community car care events, hosted by the Car Care Council. And according to data they gathered, most vehicles on the road are in need of some type of service. The Car Care Council wants drivers to understand that preventative maintenance can help their vehicles run better and for longer.

Once you sign the contract on your car loan, it’s yours – return policies on vehicle sales are extremely rare. In fact, they’re practically nonexistent. If buyer’s remorse has you racing back to the dealership after striking a deal, you’ll find very little can be done to help this. Little, but not nothing.

Even the most independent jobs – such as exotic dancers and hairdressers – still require workers to pay taxes on all their income. If they don’t, it could spell trouble when doing things like getting a car loan, especially when there’s bad credit involved.

Though it’s possible to buy a vehicle from out of state, there are a number of things to consider before taking the plunge if you're dealing with less than perfect credit.

Are you being haunted by phantom debt? It can be frightening to be on these scammers’ radar, but unfortunately these scams have become quite common. If you’ve been the victim of phantom debt scams, or any scheme that has left your credit in a lurch, fear not.