Regardless of why your accounts were sent to collections, it impacts your credit score. But the good news is you can take steps to rebuild your credit, starting by making all your monthly payments on time.
Continue ReadingRegardless of why your accounts were sent to collections, it impacts your credit score. But the good news is you can take steps to rebuild your credit, starting by making all your monthly payments on time.
Continue ReadingYou have to have full coverage insurance on a car that you’re financing, but there are tricks you can use to save money on auto insurance and lower your premium.
Continue ReadingA down payment is money you pay up front when you buy a big ticket item, such as a car or house. A down payment isn't always required, but it may be if you have bad credit.
Continue ReadingIf you’re looking to lease or buy a car as winter begins, you might want to consider some additional features that make driving through snow easier.
Continue ReadingCar repossession stays on your credit reports for up to seven years. The impact it has on your credit decreases over time, but you can’t remove a repossession unless the information is incorrectly reported.
Continue ReadingBankruptcy filers are often able to discharge most or all of their debt, which means they are no longer legally required to pay it. However, some types of debt can't be discharged.
Continue ReadingCosigner qualifications and rights don’t change by state, but in Texas, additional laws can limit the amount of interest charged to cosigners and co-borrowers.
Continue ReadingWhile everyone has their own way of preparing to buy big ticket items like a car, we can give you some basic tips to look over when you’re ready to buy a vehicle.
Continue ReadingHow much should you be spending on your car? It really depends on your income situation.
Continue ReadingIf you’ve already received a discharge from a Chapter 7 bankruptcy, you have to wait eight years from the date you filed before you can file another Chapter 7. You aren’t able to file before the eight years is up, and there are limits on how many times you can receive a discharge.
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