Buying a car is a basic need in today's times. If you're part of the general workforce or have a family, a car is a necessity. For car buyers who have gone through or are currently experiencing a bankruptcy, these needs are no different. However, your credit will be negatively affected. Many car dealerships will have difficulty getting you approved for a loan, if they can at all. With that said, there are some differences and there are options for you.

Want to get good interest rates and deals on an auto loan? It all comes down to one thing: your credit rating. When you have great credit, the sky is the limit. You can qualify for great offers like 0% financing, no money down offers, and low cost leases. But when you have damaged credit, your options may be initially limited, but as long as you take steps towards rebuilding your credit, you can improve your chances for those great offers in the future.

If you would like to save money on gas, and help the environment, a homeless New York City man's newly released app can help you find carpooling buddies. The 99¢ app went on sale December 10, 2013.

Ford Motor Credit is testing out an innovative method of shared car leasing, and the pilot program is called Ford Credit Link. Will people like it? That's what they're currently trying to find out.

A dismissed bankruptcy filing is extremely damaging to a consumer's credit report. However, there may still be a way to get approved for a car loan.

When you are dealing with damaged credit, it is best to save time by following a buying process. At Auto Credit Express, we make it easier for car buyers with bad credit to find the auto financing they need.

Typically, the IRS doesn't report tax debt under $10,000 to the credit reporting agencies. If you owe more than that, they will file a Notice of Federal Tax Lien. Once they do this, it will appear on your report and damage your credit.

The devil is NOT in the details, only your peace of mind (Not piece of mind. That's for zombies) . . .

Drivers typically exhibit their road rage in three different ways, and ultimately face a wide range of consequences as a result.

While many know that being late on credit card payments and bills can hurt your credit, there are still other, less obvious things that can affect your credit score and your chances of being approved for a loan.