Go ahead, cross over to owning that crossover or SUV you’ve always wanted – just because your credit is suffering doesn’t mean you can’t get one.
Alternatives to Buying New Cars
Year-over-year sales growth in 2018 shows buyers are continuing to flock to crossovers and SUVs and away from the standard family sedan. If you’re dreaming of one of these top sellers, don’t let bad credit stand in your way. Simply opt for an affordable used model instead. Getting a bad credit car loan can be a great way to build your credit so you can start thinking brand new in the future.
- Top Seller: 2018 Chevrolet Equinox, starting at $24,575.
Opt For: 2013 Chevrolet Equinox (2014 model pictured) – average price $14,308. The 2013 model Equinox came with options for both four-cylinder and V6 engines. The base model’s 182-horsepower, 2.4-liter four-cylinder engine offers plenty of performance and good gas mileage. This second-generation model boasts 22 miles per gallon city and 32 mpg highway. The 2013 Equinox was named an IIHS Top Safety Pick, and received a four out of five star NHTSA rating. It’s possible to find one offering available features such as a rearview camera, forward collision warning, blind-spot mirrors, and lane departure warning – many of the new car safety features you may be looking for.
- Top Seller: 2018 Nissan Rogue, starting at $25,775.
Opt For: 2014 Nissan Rogue (pictured) – average price $17,578. The Rogue was redesigned for the 2014 model year, bringing a more comfortable interior than previous models. The five-passenger compact crossover has an optional third row for seating seven. It also boasts the same 2.5-liter four-cylinder engine as the 2018 models. The 2014 Rogue earned an IIHS Top Safety Pick, and has optional safety features such as a surround-view camera, lane departure warning, blind-spot monitoring, and forward collision warning.
- Top Seller: 2018 Toyota RAV4, starting at $25,505.
Opt For: 2015 Toyota RAV4 (pictured) – average price $20,213. The positive attributes of the RAV4 are consistent throughout all model years of this fourth-generation model, which began with the 2013 redesign. The biggest difference for 2015 models is the jump up to “good” ratings across the board from the IIHS – including the overlap frontal-crash test, which got “poor” ratings in older models. The 2015 RAV4 doesn’t lack much from the current model, other than price. It even has the same design, roomy interior, and 2.5-liter four-cylinder engine. The 2015 RAV4 also gets about the same fuel economy as newer models with 24 mpg city and 31 mpg highway. Plus, it comes standard with equipment such as a rearview camera, Bluetooth, and a 6.1-inch LCD touchscreen.
- Top Seller: 2018 Jeep Cherokee, starting at $25,840.
Opt For: 2014 Jeep Cherokee (pictured) – average price $18,708. The Jeep Cherokee nameplate returned after over a decade-long hiatus for the 2014 model year. Much of its styling and optional features that are still available in today’s fifth-generation vehicles got their start here. Lacking its signature square-jawed look, the 2014’s new look was, and remains, reminiscent of other crossovers on the market. Unlike many in the segment, the Cherokee offered a 184-hp, 2.4-liter inline-four or a 271-hp, 3.2-liter V6 engine – and still does currently. Base models claim an EPA-estimated 25 mpg combined, and this Jeep does well as both a daily driver and an off-road vehicle. The 2014 model also earned a Top Safety Pick designation from the IIHS and four stars from the NHTSA.
The Bottom Line
Getting all the bells and whistles isn’t necessarily something you need in a vehicle, and if you want them in a new SUV it isn’t always something you can afford. If you’re looking to get a good cheap car with bad credit, a used model of one of today’s top sellers can be a good choice.
But if you have credit issues, sometimes it can be hard to know which dealers to turn to. Not all of them work with subprime lenders that can get you approved if you have bad credit or no credit. That’s where we can step in for you. Auto Credit Express works with a nationwide network of special finance dealers that have the lenders you’re looking for.
Get the process of finding a dealer started today by filling out our simple online auto loan request form to get the ball rolling!