We slice and dice the list of best new car buys from Consumers Digest to come up with the six most affordable cars for credit challenged borrowers
Since higher-risk car loans come with above average interest rates, it’s always a good idea that borrowers with bad credit, especially if they receive a loan approval for a new vehicle, consider something more affordable until they can get back on their feet.
But even after narrowing their choices down to these two segments, the sheer number of choices they’re faced with can be confusing. We were reminded of this fact earlier today when Consumers Digest released the list of its Automotive Best Buys for 2015.
2015 Consumers Digest Best Buys
The latest list, which includes thirty-seven vehicles, is comprised of 12 categories: Subcompacts, Compacts, Family Cars, Luxury Cars, Sporty Cars, Hybrids, Minivans, Compact SUVs, Midsize SUVs, Full-Size SUVs, Luxury SUVs and Pickups. According to Consumers Digest, “The Best Buys—based on performance assessment, safety ratings, ownership costs, warranty, price, comfort, ergonomics and amenities—reflect CD’s view of which 2015 vehicles represent exceptional values in each segment.”
In evaluating the vehicles, Consumers Digest looked at starting, acceleration, shifting, steering, handling, braking and ride quality as well as fuel economy. Inside the vehicles, they looked at ergonomics and seating configuration (as well as flexibility). CD also evaluated accessories, fit and finish and cargo space.
Since many of the vehicle categories are outside the budgets of problem credit buyers, we decided to concentrate on the two most affordable segments: subcompact and compact sedans.
CD Best Buys Subcompacts and Compacts
Top 3 Subcompacts (in alphabetical order):
Top 3 Compacts (in alphabetical order):
“Each of our Best Buy recommendations represents an outstanding value,” says Randy Weber, CD’s publisher. “The research that supports them is thorough, comprehensive and based on extensive hands-on, real-world test-drives. We did all the homework for consumers, so they can buy with confidence.”
The Bottom Line
Especially if your credit scores are less than perfect, the smart thing is to look for in a new car is a best buy. Checking out the list of vehicles from Consumers Digest can help steer you in the right direction.
One more tip: Auto Credit Express helps applicants with poor credit find those new dealers that can offer them their best chances for approved auto loans.
So if you’re ready to begin the process, you can start now by filling out our online car loan application.
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