In addition to no credit auto loans by following the advice from the American Financial Services Association gives you eight ways to either maintain or improve your credit scores

Our job

If your credit scores don't seem to be improving fast enough even with a bad credit car loan, you may want to continue reading this article.

That's because for nearly two decades we've been working in bad credit auto sales and have helped credit-challenged buyers finance a bad credit car here at Auto Credit Express.

During that time, we've helped hundreds of buyers get approved for a bad credit auto loan and avoid a tote the note dealer (buyers can also submit an online auto loans application at our web site) while showing them how to manage poor credit car loans (to reduce the chance of repossession).

Speaking of managing credit, we recently came across some advice from the AFSA Educational Foundation that we thought individuals with bad credit might find useful.

Financial plan

According to the AFSA Education Foundation, there are a number of things you can do that will not only help you manage your money but also improve your credit rating and boost your credit scores:

•    Keep track of your spending for at least one month to realize where your money is going. This exercise will help you identify unnecessary spending. Use your findings to create a realistic budget and review your budget monthly.

•    Pay yourself. Designate a fixed amount of money from each paycheck to automatically transfer into a savings account or 401k.

•    Collect change. This tried and true practice can provide you with a significant amount of money that you can deposit into a savings account or use to pay off balances.

•    Obtain a copy of your credit report at and review it to know where you stand.

•    Comparison shop. In today's economy, it is more important than ever to compare offers and allow extra time to make the best decision possible.

•    Take advantage of automatic bill pay for loan payments, utilities, etc. to avoid missed payments and late fees.

•    Make a commitment to pay more than the minimum payment on your credit cards if you cannot pay in full. Whether you pay an additional $5 or $50 each month, this strategy will help you pay off balances more quickly.

•    Take advantage of free online financial education resources such as,, and

As we see it

It's never too late to start taking charge of your finances.

To take charge of your auto credit, visit Auto Credit Express where we have helped thousands of people with bad credit buy cars and establish their car credit through a nationwide network of affiliate dealers that specialize in terrible credit auto loans.

So if you're serious about getting your car credit back on track, you can begin the process right now by filling out our online auto loans application.