Category: Auto Loans
What is a Conditional Sales Contract?

Credit challenged consumers should check their sales contract carefully before signing on the dotted line especially for Conditional Sales Contracts.

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Weekly Car Payment Options for Poor Credit Buyers

While Auto Credit Express is not a lender, a number of dealers in our network do offer weekly payment options. Looking at both the indirect monthly subprime loan payment schedule as well as the buy here pay here weekly loan payment schedule, whichever one a consumer chooses will generally depend upon their current credit situation.

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Auto Loan Delinquency Rates Rising

With loan delinquencies on the rise, especially in the subprime sector, buyers who know their credit scores, credit report and have cash down and/or trade equity will have a better chance of getting their car loan application approved.

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What Should I Expect My Down Payment to Be?

Depending on your credit score, you could be required to put down a down payment. But do you know how much you should expect to put forward, or why? We look into the process of putting money down when you purchase a vehicle.

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Getting a Car Loan with an Expired Drivers License

Despite the fact that a lender can approve a car loan even if the applicant has an expired license, the loan cannot be funded and the title to the vehicle cannot be transferred without a valid insurance policy in the borrower’s name – something that will not happen if the borrower has an expired driver’s license.

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How Subprime Car Loans Work

Credit-challenged buyers usually can’t buy a vehicle from a private party because subprime lenders only loan indirectly through dealerships. Auto Credit Express is not a lender, so we can’t tell borrowers what their interest rate will be – only the dealer will know that.

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Does It Matter Where Your Income Comes from for a Car Loan?

Income requirements for an auto loan can feel like a black box. Lenders are happy to take your data and plug it in, but aren’t always clear what matters to be approved. Today we look at how you make your money matters.

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