If your credit is in bad shape and you need to finance a car, you'll likely run into problems finding a dealership that's willing to help.

Getting ready to buy a car can be an exciting time. But if you have bad credit, or even no credit, you could put yourself in a situation where you pay too much. The good news is that this is avoidable if you follow these important tips.

Here at Auto Credit Express, we seem to always be getting asked how our process works. Here's how the subprime auto loan process goes when you work with us.

Want to get good interest rates and deals on an auto loan? It all comes down to one thing: your credit rating. When you have great credit, the sky is the limit. You can qualify for great offers like 0% financing, no money down offers, and low cost leases. But when you have damaged credit, your options may be initially limited, but as long as you take steps towards rebuilding your credit, you can improve your chances for those great offers in the future.

While a balloon car loan can reduce the monthly payment on a vehicle, lenders that offer these loans, because of the higher risk involved, usually only approve them for their most credit-worthy borrowers.

Striving toward the purchase of a dream car but credit problems have you stuck? Long summer days often have people wishing they were cruising in the car of their dreams. Achieving this dream is possible, but for individuals with credit challenges, it may take some work first. Rather than being stuck in the mindset that you will only purchase one specific vehicle, a little flexibility goes a long way toward making your dream a reality.

Subprime lenders take many factors into account when making an approval decision. Brad recently learned this after his auto loan application was denied. So, he set out to figure out why his application was rejected.

When you are dealing with damaged credit, it is best to save time by following a buying process. At Auto Credit Express, we make it easier for car buyers with bad credit to find the auto financing they need.

Every year, subprime loans provide a ray of light for millions of consumers with less than perfect credit. However, they still have strict guidelines to be met for approval, and aren’t guaranteed to work for every potential borrower. If your ducks are in a row and you’re ready to begin the process of financing your next vehicle, this is a great place to start.

The latest report from Experian, one of the nation's main credit bureaus, shows the number of loans written for people with bad credit fell to the lowest amount since 2012.