Although most bank risk managers surveyed see the current level of auto loan delinquencies remaining the same for the next six months, very few see a decline. This indicates a level of caution as well as the possibility that car loans – especially to those with less than perfect credit – may become less readily available.

Car buyers with good credit can usually walk into a dealership, pick out a car, sign some paperwork, and drive off. But for buyers with bad credit, it isn't always such a smooth ride.

If you have bad credit, it is possible to still be able to buy a reliable vehicle. In fact, if you are buying used, you should make vehicle reliability and durability one of your top priorities. Here are three tips to help you ensure that the vehicle you are getting is reliable.

You're going off to college, and you need a car. The problem is that you've never financed anything before, so you don't have much of a credit history. How can you get approved for an auto loan?

CPO vehicles offer a number of advantages over those that aren't certified. Just be sure paying the extra money for one makes sense.

Many consumers lost their homes to foreclosure during the 2007 recession, and while things have since turned around economically, this black mark may still linger on their credit. Will it affect their ability to buy a car?

If you have damaged, credit, a certified pre-owned vehicle may be a good option for you to consider. While you will pay a little more than you would for a regular used car, the peace of mind that you will get from the purchase may be worth the higher price tag.

Buy-here-pay-here (BHPH) dealerships tend to get a lot of bad press, but you won't necessarily have a negative experience if you purchase a vehicle from one of them.

Here at Auto Credit Express, we do not offer assistance with financing for private seller car purchases, and there are very good reasons for this.

Many of our applicants and potential applicants want to know how much they will be approved for before even visiting a dealership. The truth is, only a lender will be able to tell you how much your approval amount will be.