Auto Credit Express cannot help you secure a loan to buy a vehicle from a private seller. We can, however, connect you to a dealer who can get you financed.

One of the keys to successfully completing the auto loan process for consumers with questionable credit is an understanding of the total cost of vehicle ownership.

Here at Auto Credit Express we can understand how getting turned down for a high-risk car loan can be discouraging for most applicants because we've spent the past twenty years helping these buyers find those new car dealers that can give them their best opportunities for car loan approvals.

If you have bad credit and need to finance a vehicle purchase, you may be worried about facing an exceptionally high interest rate. However, depending on your credit history and score, this may not be the case.

Understanding the different types of bad credit car loan dealer types can help credit challenged consumers decide how to finance their next car.

Last month may have been Financial Literacy Month but anytime is a good time for consumers with questionable credit to improve their chances of getting approved for online auto loans.

Credit-challenged borrowers should stay away from used cars with poor as the odds of paying for costly repairs on top of the monthly car payment increase for these vehicles.

Car buyers with bad credit often have difficulty locating the right kind of car dealers that are willing to help them.

In addition to credit scores, ability, stability and willingness to pay are taken into account when determining interest rates for borrowers with tarnished credit. Since each lender weighs these factors differently, determining the exact interest rate a particular applicant will qualify for usually can't be done.

Even with the rise in new car sales to consumers with bad credit, the majority of subprime car loans are still secured by a used car. This means that the latest announcement from the Department of Justice should be especially good news for credit-challenged car buyers, as it gives these purchasers another tool to prevent them from becoming a victim of fraud.