Category: Bad Credit
Comparing FICO Credit Scores to Others

The FICO credit score is used by most lenders when making credit decisions. The FICO score is the one you want to familiarize yourself with before applying for credit. However, there are many different credit scoring models, and consumers can easily get confused about the score they are receiving from some sources.

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4 Things a Bad Credit Score Can Prevent You from Doing

Some people may realize that they have a bad credit score and think, “Big deal. I just won’t try to get a loan any time soon.” But damaged credit can affect a lot more than just your ability to get financing.

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Using a Secured Credit Card to Build Credit

They old saying goes “It takes money to make money.” Well, it takes credit to build credit as well. If you have no credit history or are looking to rebuild bad credit, you need to practice responsible credit management. And using a secured credit card to build credit may be the perfect jumping-off point.

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Eligible Vehicle Requirements for Bad Credit Auto Loans

There are certain purchase rules that bad credit lenders will have when it comes to the vehicles they finance. However, eligible vehicle requirements will vary from one lender to the next. Here are the typical guidelines subprime lenders hold for the cars they finance.

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What to Do if You Have Bad Credit as a 20-Something

If you’re in your 20s and already have bad credit, the time to start fixing it is now. Good credit is within reach, but getting it will take some time and effort.

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Buying an Affordable and Reliable Car with Bad Credit in Boston

Beantown may also be known as “America’s Walking City,” but a car may be necessary if you commute into the city from one of Boston’s many suburbs. However, if you have bad credit, buying the vehicle you need may seem like a difficult task.

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Bad Credit Auto Loan vs. Buy Here Pay Here Dealership

When you have bad credit, it can be tough to get approved for a car loan. Most lenders aren’t willing to approve applicants with poor credit, which can leave you looking for alternative options. Two of the most common ways is through either a bad credit auto loan or a buy here pay here dealership.

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