Having bad credit can be a strain on your finances, but poor credit can impact your life in several other ways as well.

You may be struggling with a poor credit score right now, but no matter the circumstances, you can improve your credit over time. Your situation and credit history will determine how long it’ll take to rebuild your credit.

If your credit is sinking and you need a vehicle, there are dealers that can help. But to really boost your ability to qualify for auto financing, you'll need to boost your credit.

Making and keeping a resolution to give your credit score a boost this year can result in new opportunities and an easier way of life.

Car buyers who have experienced credit problems are sometimes unaware that there is a financing option that will allow them to drive a new or low-mileage used car while repairing their damaged credit at the same time.

It is very important to be aware of everything that is contained within your credit reports. After all, this is the information that potential lenders will use in order to determine whether or not you're a good loan candidate. Of course, you also need to know how to interpret the data that is presented in a report from TransUnion, Experian or Equifax.

Car buyers with damaged credit can, in some instances, increase their chances of qualifying for an auto loan by correcting the inaccuracies and having outdated negative entries removed from their credit file before starting the application process.

It's never too late - or too early - to build your credit. Regardless of how your credit situation got to where it is, it will be beneficial for you to improve your credit score.

While you may know about the common ways to raise your credit rating, you probably haven't heard of these unconventional ways to boost your credit score.

It may seem that financing your furniture is a good, reasonable way to build credit. Unfortunately, the credit bureaus may not see it that way. Get the facts before doing unnecessary damage to your credit score.