Calculating your chances of getting an auto loan has become much easier over the years thanks to online tools – like our Car Loan Estimator. However, you have to put accurate information in to get reasonable estimates out. Otherwise, your results will only be a stab in the dark. The good news is that this information is relatively easy to find. Plus, accuracy is important or you’ll be in for a big surprise when you get to the dealership.

If you have been turned down for auto loans, it may be due to problems with your credit history. Having either damaged credit or little to no credit can make it difficult to get approved for financing. But you may be wondering why your credit rating is so important to lenders. If you have bad credit, why can't they just let the past be the past? And if you're struggling to build credit, why can't they give you a chance to get started?

Ever wonder why your credit scores from each of the credit bureaus are different? Even consumers with bad credit that need terrible credit auto loans ask us this question here at Auto Credit Express where we've spent nearly twenty years in bad credit auto sales.

We continue to be surprised by the fact that quite a few borrowers with damaged credit still don't understand why the credit scores used by car dealers often aren't the same as the one they think they have.

You may not think it’s happening to you until it’s too late. Debt traps are real, and one can happen when you can’t repay a loan because of the high interest charges. But the Consumer Financial Protection Bureau (CFPB) is on a mission to end these debt traps.

For the past two decades at Auto Credit Express, consumers have entrusted us with their personally identifiable information. We have never taken this trust lightly and, during that time, we've maintained top marks with the Better Business Bureau as well as Google +.

The Texas Society of CPAs reminds us that there is more to identity theft than just online information tampering.

It's not only important that consumers not only understand the different types of credit, but also the ways in which they can reestablish credit if they've experienced problems with any type in the past.

Each year, many people rely on their tax refunds to get approved to buy a car with auto financing. Unfortunately, in recent years, many of those people have found that their tax identity was stolen and getting their money back took months of wrangling with the IRS.

Walter's issue was whether to get a car loan or just pay for a lower priced used car in full. He was weary of getting roped into another loan after his credit issues a few years earlier, and had steered clear of any new credit since then. He hadn't really needed it, and had been getting very mixed advice on what he should do next. One friend of his was suggesting that he buy a car in cash outright, while another was recommending a return to the world of credit, which was something Walter wasn't exactly looking forward to. Auto Credit Express was able to help him in his choice.