Category: FICO score
How to Check Your Credit Score for Free

Looking for ways to check your credit score for free? Marilyn Lewis of MoneyTalksNews recently highlighted six ways that consumers can access their official FICO score at no cost. Monitoring your credit score gives you more control over your financial life.

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New Credit Score Will Help Borrowers with Thin Files

New PowerView Score from Equifax and LexisNexis will use additional information to create a more accurate credit score for borrowers applying for new and used car loans.

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Your Credit Score May be Different at a Car Dealership

Have you ever gone to a car dealership only to learn that the credit score they have for you is different than the one that you previously obtained? This may be because they are looking at your automotive-weighted credit report, which scores you based on your past performance with auto loans.

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The Confusion with Credit Scores

Despite how important they are, most people are confused by their credit scores. That’s right, you have more than one. Let’s explore why a consumer has multiple credit scores, take a look at how they are calculated, and explain how to maintain a good one.

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The Benefits of a Healthy Credit Mix

One of the five factors that determine your credit score is the types of credit accounts you have. Having a healthy credit mix, or a variety of accounts in your portfolio, is going to help out your rating.

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Give Your Child the Gift of Credit

Not sure what to give your older child this holiday season? Consider the gift of credit. If your child is at least a junior in high school, now may be a good time to teach them about borrowing and responsibly paying back money.

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The Difference Between Credit Reports and Credit Scores

Many people do not know that your credit report and credit score are two separate things. Here is a rundown of each of the two so you can have a better understanding of your credit.

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