Category: FICO score
Getting a FICO Score

Consumers with problem credit thinking of applying for an auto loan need to first check their credit reports to be sure they meet the minimum in-bureau requirements of the majority of subprime lenders.

Continue Reading »

Can Car Shopping Ding Your Credit Scores

It’s especially important that consumers with poor credit understand the impact that traveling from dealer to dealer or submitting multiple online car loan applications and the credit inquiries that follow might have on their credit scores.

Continue Reading »

Improving those FICO Scores

Most car buyers with poor credit probably know that not paying their bills on time – or even at all – can both lower their FICO scores as well as either prevent them from getting an auto loan – either that or cause them to pay a higher interest rate from a subprime lender.

Continue Reading »

The Credit Scores Needed to Lease a Car

At Auto Credit Express, where we primarily deal with car loans, applicants with bad credit sometimes ask us, “What credit score do you need to lease a car?”

Continue Reading »

Car Loan Shopping and FICO scores

But the fact remains that credit-challenged consumers should also know what items are not considered, at least by FICO, when a credit score is computed.

Continue Reading »

Buy a Car with Poor Credit

But it’s also true that consumers with bad credit who want to know the best way to buy a car with poor credit should also know which facts are not considered, at least by FICO, when a credit score is computed.

Continue Reading »

Car Finance with Bad Credit and Unemployed

While the best things in life are not always free at least in this case it happens to be true even for car shoppers with problem credit that want to know where they stand before applying for an auto loan.

Continue Reading »

Apply Online Apply on Phone Search