The car you have runs well. In fact, it’s a great car with plenty of nice features and it is perfect for all of your needs. But your financial situation has changed, and you need to trade it in. But there is a problem: You still owe money on it.
The good news is that yes, you can trade in that vehicle. The bad news, however, is that there will be some drawbacks, especially if the reason you need to replace it is because you can no longer afford the payments. This is a factor you will need to thoroughly consider when determining what kind of car you can get to take its place.
High interest rates are usually the result of either having no credit or damaged credit, and in both cases can be remedied. All it takes is patience and some effort, and with some time and a little work you may find yourself in the position to get a lower interest rate either through refinancing or a new car loan.
We’re in the business of helping our customers. If you’re being harassed by a 3rd party collection agency, we have a partner that can stop those calls and get some money in your pocket.
If you’re like a lot of Americans, you’re planning to use your income tax refund as a down payment towards the purchase of a new or used vehicle. How exactly do you go about doing this? The process is actually pretty simple.
If you’re involved in an accident, be sure to check with the police and/or contact your insurance company before authorizing anyone to tow your vehicle.
By following these tips from H.E.A.T., car owners should have a much better chance of keeping the holidays bright.
Rates change based on the person applying for the loan. There are a number of factors that determine the interest rate you’ll receive on your auto loan including income, credit score, and down payment amount.