Bad credit car buyers looking for an inexpensive new car in July of 2011 can check out our ten most affordable new cars for poor credit car loans list

Financing a new car with bad credit

If you you're applying for approved auto loans you may be wondering if you can finance a new car.

We know you might be thinking this because Auto Credit Express we've been involved with bad credit auto sales for over twenty years. During that time, we've helped hundreds of buyers get approved for a bad credit car.

We've also explained how a tote the note dealer won't help their credit situation (outside our retail areas you can fill out our online auto loans application to find a dealer near you) and explained the loan process (to reduce the chance of repossession).

The right new car

Poor credit car loans should be used to finance a compact or midsize car to save on interest, car insurance and gas expenses. Financing for the shortest term possible means you'll be in a position to re-finance or purchase a different vehicle at a lower interest rate sooner.

Because of this, most credit-challenged consumers will pick an affordable used car. But there is another option - an inexpensive new car.

New cars are reliable, covered by a warranty and new car incentives can lower the selling price and possibly contribute to the down payment requirements of some bad credit lenders.

With nearly two weeks left in July, there is still time to choose one of the following very affordable new cars:

The top 10 least expensive new cars for July 2011

We've taken the time to combine the most affordable new vehicles in the U.S. (eight of them 2011 models and two of them 2012's) with any available new car rebates to come up with the ten least expensive vehicles for the month of July, 2011. All vehicle prices include destination charges, but not the taxes or fees that vary by state.

#10 – 2011 Suzuki SX4
Base price - $14,244
July rebate - $1,250
Price before taxes - $12,994

#9 - 2011 Nissan Versa 4dr 1.6 automatic
Base price - $12,990
July rebate - $0
Price before taxes - $12,990

#8 - 2011 Nissan Versa 4dr 1.6 manual
Base price - $12,030
July rebate - $0
Price before taxes - $12,030

#7 - 2011 Kia Rio 4dr base manual
Base price - $12,990
July rebate - $1000
Price before taxes - $11,990

#6 – 2012 Nissan Versa 1.6 S manual
Base price - $11,740
July rebate - $0
Price before taxes - $11,740

#5 - 2011 Chevrolet Aveo5 LS manual
Base price - $12,835
July rebate - $1500
Price before taxes - $11,335

#4 - 2011 Chevrolet Aveo LS manual
Base price - $12,685
July rebate - $1500
Price before taxes - $11,185

#3 - 2012 Hyundai Accent base manual
Base price - $10,920
July rebate - $0
Price before taxes - $10,920

#2 - 2011 Nissan Versa 4dr 1.6 base manual
Base price - $10,740
July rebate - $0
Price before taxes – $10,740

#1 - 2011 Hyundai Accent GL 2dr manual
Base price - $10,705
July rebate - $0
Price before taxes - $10,705
Imagine getting a new car for under $11,000 before taxes with one of the best new car warranties in the business! Since it's a base model, you may have to do a little searching to find one. But if you can, it's a great deal for the month of July.

The Bottom Line

July new car incentives are a great way to make a brand new car more affordable this summer. Some lenders even allow a portion of new car rebates to contribute towards the down payments of terrible credit auto loans.

You should also know that Auto Credit Express has helped thousands of people with bad credit buy cars and reestablish their auto credit through a network of dealers that specialize in bad auto credit.

So if you are serious about getting your car credit back on track, you can begin right now by filling out our secure online auto loans application.