August is Brake Safety Awareness month so the Car Care Council has made a list of seven signs that credit challenged owners should pay attention to

New Car Warranties & Used Car Service Contracts

Driving Safely During Credit Repair

Here at Auto Credit Express we've always stressed the fact that one of the biggest advantages to buying new cars is that they're covered by a manufacturer warranty. We also believe that anyone financing a pre-owned vehicle should either choose a certified used car or purchase a used car warranty that covers most, if not all, of your auto loan finance term.

But the fact is, there are still many wear items found on cars that are not covered by a warranty or service contract, so buyers, especially those under contract with bad credit car loans on a tight budget, should put aside funds each month in an account to cover such maintenance items.

We were reminded of this earlier today when the Car Care Council issued a press release reminding motorists that routine brake inspections are essential to safe driving and maintaining their vehicles.

Signs You Need To Inspect Your Breaks

In addition, the council released a list that contained the seven signs to watch for that a vehicle's brakes need to be inspected:

  1. Noise: screeching, grinding or clicking noises when applying the brakes.
  2. Pulling: vehicle pulls to one side while braking.
  3. Low Pedal: brake pedal nearly touches the floor before engaging.
  4. Hard Pedal: must apply extreme pressure to the pedal before brakes engage.
  5. Grabbing: brakes grab at the slightest touch to the pedal.
  6. Vibration: brake pedal vibrates or pulses, even under normal braking conditions.
  7. Light: brake light is illuminated on your vehicle's dashboard.

The Council also noted that, as a normal wear item, owners need to realize that brakes will eventually need to be replaced on any vehicle. By visiting the site, consumers can sign up for a free personalized schedule and email reminder service to help them keep track of vehicle maintenance.

The Bottom Line

Brakes are a normal wear item and replacing them is usually not covered under a new car warranty, certified used car warranty or used car service contract. Borrowers, especially those with credit issues that are on tight budgets, should not only pay attention to the seven signs their brakes need to be inspected, they should also set aside funds each month to cover maintenance expenses.

One more tip: Auto Credit Express helps credit-challenged buyers find those new car dealers that can afford them their best chances for approved car loans.

So if you're ready, you can begin the process of rebuilding your credit now by filling out our online auto loan application.