Now more than ever it is important that you locate the right dealer for a problem credit auto loan

Spinning your wheels

If you have poor credit you could end up spinning your wheels looking for a dealer that offers the right kind of bad credit auto sales.

Here at Auto Credit Express, we hear about it every day. We've also helped hundreds of buyers(shoppers can also fill out an application for online auto loans on our web site) get approved for poor credit car loans while showing them the ins and outs of the loan process (to prevent repossession).

Many of these applicants tell us that they wasted hours, sometimes days, in an increasingly frustrating attempt to locate a dealer that could get them financed.

Tote the note is not the answer

In all fairness, “buy here pay here” and “tote the note” bad credit auto sales dealers have helped lots of people buy a car that otherwise might not have been able to obtain terrible credit auto loans. Since these dealers fund the loans themselves, they don't require credit checks.

But if you're looking to reestablish your car credit, this route is usually a waste of time since these same dealers usually don't report loans or loan payments to the credit bureaus.

We are subprime credit experts

When you apply for online auto loans using our secure application, we review and then forward it to the closest dealer to you that specializes in bad credit car sales.

Our web site also has calculators and a resource page to answer any questions that you might have. For those harder to answer questions, we have customer service representatives available during business hours at the toll free number listed at the bottom of every web page.

So if you need a free car loan quote and you think your only option is a tote the note car dealer, give us a shot first. Let us explain the benefits of locating a dealer for you that can get you into a new or pre-owned car while rebuilding your auto credit at the same time.