Even if you are just beginning to rebuild your credit with a bad credit car loan you need to be aware of some basic tips from the Texas Society of CPAs on how to prevent identity theft.
Rebuilding your credit can be tough. Our business is to match up credit challenged applicants, who have filled out our bad credit auto loan application, with the dealers in our nationwide network that can help them get this kind of a loan. By doing this, applicants that come to our web site at www.autocreditexpress.com can not only reestablish their car credit, they can also raise their credit scores.
We also provide the potential applicants with as much real world information as possible so that they are able to make an educated decision on how to approach the auto credit repair process, since a poor decision could result in some negative consequences including trapping them in a loan they can’t afford.
The worst result would be repossession. If this does happen, the only remaining choice is a tote the note car dealer. It also means that the credit auto rebuilding process has to be put on hold for at least a year, since most lenders that offer auto loans for bad credit will only consider approving applicants if the repossession listed on their credit reports is more than a year old.
It also underscores the fact of why it is necessary for most bad credit customers need to exercise caution when it comes to sharing their personal information online. But a recent press release from the Texas Society of CPA’s reminds us that we need to be careful of our offline habits, as well.
The Texas Society of CPAs reminds us that there is more to identity theft than just online information tampering. Here are three tips from TSCPA to help you guard against offline identity theft:
Tip #1: Do away with pre-screened credit card offers.
You see junk mail, thieves see an opportunity to raid your finances. You can opt out of receiving pre-screened credit card offers by calling 1-888-5OPTOUT.
Tip #2: Check your credit report regularly.
Order a free credit report at least once a year from each of the three credit bureaus – Equifax, Experian and TransUnion. Just go to www.AnnualCreditReport.com or call 877-322-8228. You can space it out to get one copy of your credit report every four months and review them carefully for any unauthorized address changes and new accounts that you didn’t open.
Tip #3: Treat mail with care.
Don’t put bill payments in your home mailbox for pick-up by the mail carrier. Instead, drop them off at the post office. Or, consider installing a locked mailbox at your residence or using a post office box. If you’re going out of town, be sure to contact the U.S. Postal Service and request a vacation hold on your mail.
The Society also has more prevention tips, as well as a compilation of online resources, at its web site: www.ValueYourMoney.org
How we can help you reestablish your credit
We specialize in placing customers with limited or bad credit with dealers that can help them. Our affiliate dealers are knowledgeable and treat every customer that walks through their doors with understanding and respect. If you have any questions that our web site can’t answer, feel free to call us at the toll free number that’s listed on every page.
So if you are serious about getting your credit back on track, why not begin a new chapter in your life by filling out our bad credit car loan application now.
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