If you feel that you've been cursed with a low credit score, you do have options. Here at Auto Credit Express, we specialize in finding auto financing resources for people with bad credit. A low credit score should not stop you from finding a reliable vehicle to get around in. Your livelihood depends on solid transportation and we can work around your tarnished credit to get you out of the woods and onto better roads.
No Need to Tense Up over Credit
Bad credit does not have to be scary! A low credit score shouldn't make you feel like cloud of guilt is hovering over you. Really, it is quite common to have less than perfect credit. Considering the fact that the United States is still in the process of recovering from a severe recession, we work with people every day who are afraid to walk into a dealership for fear of being turned away.
The good news is your credit is one of many factors we take into account to approve you for an auto loan.
It's Midnight in the Credit Graveyard
Stress can creep up on you like a bad dream. A low credit score undoubtedly causes people loads of unnecessary stress. But this nightmare does not have to be a reoccurring one. There are a few simple steps you can take to get control of your low credit score and start fighting back the credit beasts.
- Reign in the Spending Monster. If the spooky Spending Monster tries to convince you that eating out every night and buying a new wardrobe is a good idea, be the brave warrior that strikes him down with logic. Small purchases add up in no time and this can be the difference between getting behind the wheel or getting stuck on the side of the road.
- Make your monthly payments on time. This is by far the best way to turn your credit reputation around. On-time payments signal financial stability to potential lenders.
- Request your credit report. You can get a free copy of your credit report once a year from each one of the main credit bureaus: Experian, TransUnion and Equifax. Although you won't receive your credit score, your report is the information from which your score is formulated. If you see any inaccuracies in your report and take the steps to fix them, this will have a positive impact on your score.
Reanimate your credit score by taking control of your finances. Reign in the spending on small purchases, make your monthly payments on time and be aware of what is in your credit report. These small steps can result in big changes. At Auto Credit Express, we are committed to working with your less than perfect credit in order to find you a great vehicle. Fill out our safe, secure and fast application to get the process started today!