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The third quarter 2013 auto loan delinquency rate has officially been released by TransUnion, which shows an increase in balances and number of financing opportunities to subprime borrowers.
Credit scores are a complicated but important part of our adult life, and it’s likely that there is more that goes into determining those scores than you think. If you’re not careful you could harm yourself in more ways than you’re aware of.
Repossessed vehicles on your credit report can make a new lender feel uneasy about the transaction, but believe it or not, you can get approved for a car loan after repossession.
We all know that the best practice to taking out a loan is to compare multiple offers against each other, but will that many inquiries on your credit hurt your scores?
You could be throwing away hundreds of dollars every year to your auto insurance company, learn how to save big, and put that money back into your pocket!
So, you’re newly married and you’re worried how your spouse’s bad credit score will affect your good credit?
To understand your credit situation, you need to order your credit reports as well as your credit scores. To order all three of your credit reports at no charge (1 each per year), go to www.annualcreditreport.com. To see your credit scores, you’ll need to pay for and then order one from each of the three bureaus.