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Finance managers at car dealerships sometimes refer to it as part of “fully protecting” an auto loan when they speak with borrowers including those with damaged credit. That description is fairly accurate and before making a decision consumers should have a basic understanding of how credit disability insurance works.
Car dealership finance managers sometimes refer to it as “fully protecting” an auto loan and even customers will bad credit will get a sales pitch on it once their credit application is approved.
Once you’ve received approved auto loans at a dealer you’ll need to decide whether or not you need or want credit disability insurance.
But once approved, there are often other choices that have to be made, not the least of which is deciding whether or not to sign up for credit disability insurance.
But even when a person who is credit-challenged decides to apply for car loans with bad credit and gets approved, there are often other choices that have to be made, not the least of which is deciding whether or not to sign up for credit life and/or credit disability insurance.