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The Truth about Zero Down Payment Car Deals

Car buyers with damaged credit usually want to know if they can quality for an auto loan with a zero down payment. The answer in most cases is “no” – unless they have a trade-in with enough equity to meet the lender’s conditions.

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The Down Payments Needed for Bad Credit Auto Loans

Just about all bad credit car lenders require that you have a down payment in the form of cash or real trade equity. That’s because lenders look at it as a way to increase the likelihood that you’ll make your loan payments.

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